European Stars And Stripes (Newspaper) - August 24, 1945, Darmstadt, Hesse                                Roy decided to use his privileges under the go Bill of rights to buy a it want but now he has 100 a a barn and a Chicken by Barrett Mcgurn yank staff writer Texas a Jersey Heifer sauntered around the Corner of the barn and ambled off into the Patch of Sweet the Heifer seemed very but Roy Rufus a private in the 504th my somebody left that Gate open he his voice had the same carrying Quality it had Back at fort Sam Houston when he used to slow cars Down to Eslie roys 17yearold took out after the Heifer at a and Roy settled Back to Tell ing about his he was the first Veteran to get a farm loan under the i Bill of now he received a add for stomach ulcers after nine months All of it Roy first Learned through his local the Cass county that the government will guarantee 50 percent up to of a private loan to an Eugi to buy a Home or farm or Start a three weeks after looking into the Deal he owned a farm for the first time in his four Miles from the Little town of it is 100 acres of just what he Bobwhite Call All Day from the 65acre stand of Oak and Sweet gum along roys Spring a Brook that never runs redbirds weave streaks of Crim son through the Sun soaked 35 acres under Multi Roy has known this kind of land All his after Reading the Roy went to see Wilburn the county representative of the farm Security that the government Agency that works on i farm Loans with the veterans said that it would probably be Tough to find someone willing to lend the the i act says that the Veteran May have 20 years to pay off and that the Lender  charge More than 4 percent Many Banks Are prohibited by Law from making such Long term farm others Are used to getting 6 or 8 percent lots of veterans have been stymied right but Roy was Satterwhite Rogers the regional Fra knew of a storekeeper in the nearby Sawmill town of Daingerfield Over in Morris county who was famous for making the Morris county Man was William Oscar his cluttered general store boasts every thing from mousetraps to Irvin is known for Miles around for his slogan ill buy any Man in Morris county two Irvin explains the cow business this a Man who buys a cow int Likely to move away tomorrow leaving a bad debt As time goes there will be milk and All of them sources of Cash to repay the the fact that the Fra people had okayed Roy was about All the information Irvin of Roy want a Morris county but he was a so the Deal was Roy haunt obtained Fra approval just by a snap of his As Irvin Roy got a Good going Over from the Federal Agency before being As the first step in the a committee of three successful Cass county Farmers checked on roys one Man on the committee knew Roy and roys Farmer father before the other two walked around Linden the better part of an afternoon talking to shopkeepers and others who knew the former they reached the decision that Roy was a honest Farmer who meets his obligations but like Many another has just never been Able to get his feet solidly under the main thing was that Roy had done farm ing a tenant Farmer and a share without that practical experience Roy would have been washed out by the Fra com the committee called him in and asked what plans he had for the farm if he were Able to get Roy would do diversified put 10 acres in 10 in five in two in five in Roy said he figured he could raise 250 bushels of Corn for livestock five Bales of Cotton that would bring in at current High three tons of peas that would sell for and pounds of he figured he could use part of the Peanut crop for hog feed and sell the rest for around the three tons of sorghum would also serve As except for a Little he would grind Down a thick molasses like syrup to help fill the de Mand for Sweet stuffs in the the anticipated six tons of vegetables would go half for the House and half for bringing in about besides the Roy said he was planning a livestock he counted on his wife White producing a Colt for Sale at he intended to buy two cows he already had that Heifer and expected them to produce two calves to be sold for he was getting a sow that ought to bring him a dozen pigs a eight of which he would sell for a total of a in he hoped the first year to get a Cash income of from crop and from All this sounded Good to the Roy want like some veterans in Dallas who had always been City men but wanted to Start a Rabbit farm because they heard it was easy the Dallas Guys got turned As one Federal official put it farming is a its hard the Chance of a Man succeeding who is not a Farmer by experience is so Remote we cant take if he haunt been a prewar the commit tee would have advised Roy to try tenant farming or sharecropping or hire out As a hand for a couple of years to learn the it might also have advised him to spend a year or two As a student at an agricultural College under th6 free education provisions of the i Bill of the committee members next checked on whether roys farm would produce what he thought it they found that most of the soil was Sandy a fairly Good kind that would support a variety of while the bottomland along the Branch had Good carpet grass for then came the higher was the farm Worth the Money the owner wanted Only of which the government would guarantee under the i Bill of a professional farm Matthew Cartwright of the fed eral land was called in at expense to Roy to size up the place for the farm appraisers must consider the fact that present High farm prices May nose dive after the one far appraisal Rule is to take the prices Farmers got from 1910 to 1914 As a yardstick of what they should be prepared get As an aver age during the next this Rule would allow Only 10 cents a Pound for Cotton instead of the current cents a Pound for beef cattle rather than 8 23 cents a for butter instead of from 40 to 50 cents 88 cents a Bushel for Sweet potatoes instead of today the appraiser figured that even if the 1910 1914 prices should come Roy ought to be Able to pay off his i the truth is he got his place at an unusually Low when he tried to get another 100 acres of the place to use up his other of i the owner had got Wise to inflated farm prices and asked Roy 50 percent instead of the Roy paid for the first 100 so Roy has had to be contented with his original the appraiser wanted to know All about roys farm equipment and other Roy reported that he had two cars to carry him Back and Forth to beat up 34 Chevrolet and a 36 the two valued at he had a horse trailer to transport his livestock and a variety of farm turning plows two Georgia which Are a Type of on horse plow a Middle Buster to flatten the rows of dirt thrown up by the plows a planter to put in the and a fertilizer his live Stock consisted of a gelding and the Mare by and Roy had a pretty fair Start toward what he when the appraiser got round to sizing up the general condition of the he noted on one of his forms that the place didst have a Road stand at which Roy could peddle his produce and that it also lacked a a milk truck worst of a Power this meant that Roy would have to get along with Coal Oil lamps for the appraiser pointed out for the Vas Benefit that with the wartime Short age of Copper easing the Rural electrification administration would soon run a line past roys place and that in a Short time he would be Able to get his electricity at rates cheaper even than in the appraiser valued the farmhouse at its a fou room Bungalow with a Good corrugated Iron roof but with an Uncertain foundation piles of Rock such As Are often seen on tenant farmhouses in East the weather beaten Walls could do with a coat of the not Osgood barn was valued at Only the poultry House at before he was the appraiser had to Tell the a what other income Roy could count on to make things he wrote that Roy could always get work in the Oil Fields or in the saw Mills of the East Texas Piney there is also the which Roy May be Able to collect from the government Between now and two years after the in any month in which his farm income Falls below he can apply to the government to pay him the twelve such payments Are the if he makes his claim for months in which his earn Ings add up to he can get the full any farming vet can get the same and even the harshest critics of the i far loan plan say this feature is shuffling it All appraiser calculated that roys income for his first year on the farm would be around and his outgo that would leave Roy plenty of margin to pay off his the first years payment will be minus which the government will pay for on All i Loans the government pays the first years interest on that part of the loan which the a has in roys that would be 4 percent of half the or next year roys payment will be the Fol lowing year and so on Down to in the final one thing the appraiser would not because it is so highly roys Only visible Chance of becoming a Rich for the past three or four years a Large Oil company has been paying a Royalty of an acre on roys farm in Exchange for the right to Drill for this annual May keep rolling in to Roy As pure Gravy for on the other the Oil company May Stop paying it on a moments no then there is always the off Chance that the company May actually Drill arid hit Roy will get one barrel in eight if that and it has happened a lot of times in this part of the 65 acres of Woodland Are another source of ready a Good Worth of merchant Able Pine stands on the farm and if Roy cuts another Worth will grow up in 15 years or everything the government men agreed that the farm was Worth around since Roy was paying less than the veterans administration was willing to give its the farm Roy found he needed Money not obtainable under the i for his first years feed and fertilizer and to fix up his water right now the farm has two open Ropcean bucket Wells which Are very picturesque but Breed Roy wants to Concrete both of them fit them up with an automatic pump and pipe the water to the the poultry the barn and the the i farm loan is virtually limited to items on which the government can take a redeemable nonperishable like farm farm buildings and the Fra came through at this Point with the suggestion that Roy try the farm Security admin Roy did and got the necessary loan without any since the latter part of the when the Fra was it has been noted for pretty generous treatment of Farmers of All Veteran and no Veteran Fra gave Roy six years at 3 percent to pay off on the War shortages on things like storage tanks Are holding up the project for the Hayes can hardly it sure would be Nice if you could wait until we get our pump in to take the she told yanks photographer Satterwhite is ready to stake his reputation that Roy will but if he misses his guess and Roy is unable to meet the payments this is what will probably happen the will give the veterans administration 30 Days notice that intends to foreclose and sell roys place at Public the a May then i take Over the loan 2 get another private Lender or government Agency to take it off Irvins hands 3 Tell Irvin to go ahead with the because of the danger of some critics of the i Bills far loan plan Down this Way assert that Roy would have done better to Deal with the Fra instead of the a for the whole of the these critics say that Carroll a medically discharged fighter Pilot Captain of the 338th fighter found a much better Deal when he skipped the i farm loan entirely and bought a 157acre farm in Cranfill with Fra funds the spa got from Congress on july 1 to lend to far seeking Olson got the first under the Fra Olson will pay an average of a year for his but theres a provision that the payments May be sus Pended in bad years and increased proportionately in Good thus the fear of foreclosure As the result of crop failures is lifted from olsons he got a loan with 40 years to pay at 3 percent under the Fra plan the government lends the Money directly instead of through a private Lender As under the i in olsons opinion the spa has the i Deal a Texas agricultural authority agreed with a Veteran who knew about the Fra would be a Damn fool to buy under the i he Roy this Man was exceptionally Lucky in being Able to find a farm so cheap that the i loan guarantee could cover a full half of the Purchase in according to the department of the average farm Cost and that was before the current indications so far Are that most of those getting i farm its a Small number compared to those who Are making use of the i Bill of rights to buy Homes and borrowing the Money from the a for equipment after getting the actual farm through some other Deal such As in Washington the veterans administration says that the 270 farm Loans granted up to the mid dle of 1945 average Only a Little More than nearly enough to buy a sizable farm these Days and indicating that the Money was used to buy equipment rather than so there have been about three business Loans to every farm loan and Over 41 Home Loans to each farm be All that As it Roy and his Joy say they have no they Are farming their own place and that is what they its hard leather faced Roy there Are lots of jobs easier than farming but no jobs Joy belie says amen to about All weve Ever she about All we believe in Page 16 Page 17