European Stars And Stripes (Newspaper) - September 3, 1980, Darmstadt, Hesse Were nonday. September 3, 1960 the stars and stripes Pago 9 customers using in dryer ref payment plan line up with their pm Hasm Al a cafes shopping Center. Large majority of Exchange patrons weep an even of they had problems with it Munich is what do customers think about aafus1 deferred payment plan according to an Exchange spokesman its customers have found the plan favourable. We now have some h4.000 App accounts i d say that s o pretty Good indicator that the program is a Success an car is offi Cial said Here last week. The official milled that there is an Overall 1.5 percent delinquency rate considered by cafes 10 be Well within Normal credit tolerances. According to an informal random stars and stripes Surrey of App account holders an overwhelming majority of hem like the App program whether they have had prob lems with it or not. Defaulted on pay spec. 5 Jerome Coleman of the z4lh Supply and service co in Giessen Ger Many said he began with a 1900 debt for which he oed $75 monthly. He defaulted end cafes collected the debt in three instalments through the finance Center. Now Colt Man has cleared up his Finan Cial woes and ii trying to gel Back into the App program. I like App. But they said i would Nave to write Heidelberg and re quest permission to in reinstated. Lila Edwards a Serviceman s wife in Mildenhall. England called App a very Handy she said her experience indicated the cafes Billing system was very efficient. Spec. 5 David Ponder 218th Ord Del a i Cic Betstadt Germany is also impressed with the credit plan he established at the Wuerzburg Exchange. " was Able to buy is 000 in stereo equipment. Had no prob lems paying in off in 8 months. My pay men is were around she. Bui i was Lale once when i went on leave in the slates and forgot to make arrangements for a payment. I got one month behind and cafes Scal a letter to my an ail Force staff sergeant Al Camp new Amsterdam the Netherlands said he was delighted with the system. I have purchased stereo and camera equipment using App. It s another camera purchaser sgt. Harold Mccormick troop a 1st so 1st army Cav in Schwabach Germany also praised the credit system. "1 Don l think 1 could have bought camera equipment without App. It would have taken a lot longer to save for it. This Way is much More Conven a relative newcomer to the App pro Gram . Mitchell Scott of Al co. 328th inf. At Wiesbaden said his four months experience with the cafes credit plan wat favourable. I think it s an out standing program he said. It allows people to obtain credit without having previously established spec. 4 Kurt Koppang 218lh Ord Del in Wuerzburg typifies what May be a cur rent trend in the credit program. He said he originally used App to buy stereo equipment out now he uses the payment plan to Lake advantage of Exchange Pur chases Between paydays. "1.bought a win Ler jacket using App i have problems finding clothes that Are my size. So 1 buy the clothes i need when my size is in the Exchange. Bui 1 always wait two or three Colo National Park gets a privy powered by Sun Estes Park. Colo. Up1 a solar put Cid privy Insi ill cd Al the Rocky Moun lain National Park if perfected May be used Al other National Parks Carou the , officials said. The in powered lavatory which is being tested Only in Rocky Mountain National Park neutralizes human waste on the spol thus eliminating the need to Airlift the waste from Remote Mountain Parks by Heli copter. Officials said airlifts were both expensive and dangerous. The solar privy which distils urine and dries excrement so it can be burned on the spot would eliminate Ibe need to move the wastes. Ron gotten chief of Park maintenance. Cash is not always the Way to go by Walter Hennessey new Yorks a although most of the big stores such As Sears and pen Neys carefully select their revolving credit card customer on s Point system flunk ing it the first Lime around does t necessarily mean final rejection. With a Little shameless cajoling a Bil at wheedling combined perhaps with the proper amount of righteous indignation applicants can sometimes win the Day any Way. Even the most cold hearted of credit managers uni been known to Meli. In other wards the Point system where an applicant gets a certain amount of Point for such things As having a Sav ing account Home Ownen hip Job tenure Etc. Is Jusi a guideline a Rule of thumb it in t always carved in none. Ai an illustration several years ago an unmarried government employee who had recently purchased a Home in a Long is land Community applied by mail for a Sears revolving credit card using an application form Lorn from the inside of a Sears catalogue. The applicant in Bis Early 40s, had no debts no police record a got reputation Al his Agency and had Long prided himself on the fact that he had never in i life bought anything on credit. To his amazement he received by re turn mail a Flat turndown from the credit manager of the local Sears store which was Only two blocks from his new House. What he did t realize was that by pay ing Cash for everything including four new cars and numerous other Bis ticket items Over the years he was depriving himself of a credit rating. Simply put he had no credit rating. Highly upset at Sean the applicant quickly gathered up whatever evidence he could find of solid citizenship around the House such As a copy of his Mort Gage agreement with the local Bank Cash has helped me out. I had problems trying tech Loti for his iwo Osl recent cars 11 pair gel credit. It s helping me to get thing q framed College diploma from his Rinh i a a n ,.,. In. Room Wall his army honorable discharge papers a couple of certificates of achieve ment from his government employer Etc and marched the two blocks to the credit office. The woman in charge sifted through his pile of proof of credit worthiness used a few questions smiled and said Don l worry you la get your Slack of rejection then she pointed to a Slack of rejected credit applications on her desk and said. They were rejected just like yourself hut of them will come to ask me about in. You Are probably the Only one who hoi no idea Why you were turned Down the rest know very Well Why. Some will try again nex month and we ii reject Ihm one of the rejects she confided tried to pass himself off As a doctor and investigation showed Hal aside from not being one he was already in debt to the lunch of Over 110,000. In your the woman explained since you never wrote a personal Check never bought anything on Lime and had no credit established anyplace we had to sum you How Many people reach the wrong Side of 40, the asked without Ever signing their payments before making any More charges so my Paymon Silon t get too for spec. 4 carmelo Rosario jr., 167lh signal co a Lucnia Italy App provided an entry into the world of credit and finance. I think App is Okay because it need right now that i did t have the Money for at one of the few service members polled who was not impressed with App was spec. 4 Pamela Johnaon of the regional personnel Center in Gissen Germany. I seems like your payments continue to go up even after you have made a Small Purchase. From now on if 1 need some , i la Wail until i have the Cash for a bomb Lingen Germany based Soldier pfc. Jerry Solo of co a 701 is maim in said. App really helped me out. When i got Here i did t have much of anything in my Barracks room. The television i bought gives me something to do in off duty Rick Wasser said the sour device was first used last win Ter on an experimental basis and was being used by Park visitors this summer. The theory is Good but we still have to Perucci the mechanics to fit the theory he said. We plan to redesign in this Rocky Mountain National Park is the larges Park in Colorado and third largest in the . Park system and registers 2.5 Mil lion visitors per year. During the Peak Lour Isi season helicopter waste flights Are required every week or two As privies fill up. Centrum id. The solar privy was designed by William t. Tip Lon who was responsible for water control Al the Park before his Transfer last week to a Park in Alaska. Lignin the name 10 a personal Check or buying some thing anything on Lime. The applicant took the hint and Afler he received i Sears card a few Days later he begun using in to build himself a favo Rabie credit reputation. In a few months he Success fully added seven other cards to his Wallet. Cash he Learned in l always the Way Lobo. Premier to visit Sweden Stockholm up yugoslav prime minister Veselin Djuranovic wiil pay an official visit to Sweden sept. 4-6,
