European Stars And Stripes (Newspaper) - February 9, 1986, Darmstadt, Hesse                                Ahn Landers dear Ann Landers several years ago went into business with a Friend. I turned out  be a disaster. I earned less than $13,000 Over a two year period and was unable  pay my debts. My credit rating fell right through the basement. Rather than file for personal bankruptcy i decided  do the honorable thing Tough it out and repay every cent. Today my annual income is Over$50,000.1 own two houses and have repaid All outstanding debts. My problem is this ican get a Macy s charge card because of my credit history. When will this Nightmare end i have repaid All my debts yet i have been in formed that the Adverse credit entries will. Remain Public knowledge for seven years. I this fair do you know of any action ican take  expunge the record i was a very Young Guy who tried and failed. Doe this mean i have  pay for that mistake for five More Yean please give me some coun Sel. Lam haunted in Huntington dear haunted we did � great Deal of checking an were surprised  find that nobody Waits. To be quoted. The facts in these  policies vary from place  place but everyone  whom we smoke suggested that you Contact the credit manager at Macy a and ask for a personal  proof Bat you Hare paid your Bills in my according  Tew everyone b entitled  see hta or her credit records and explain past difficulties that May Hare caused late payments. Bad debt information b kept on record for even years. This is the mend Law. If Yor can Bodge the person at Man scout just a  sweat it out my Friend. Dear Ann i find you a Wise judge of All sorts of situations. Please comment on this  today Are spending the night at the Homes of friends. It always seemed perfectly of  me and the kids enjoyed themselves even though the trip was just next door j now am wondering at what age this should Stop. My son is is and considers himself quite a Man. However he frequently insists on spending the night with a Friend or having someone spend me night at our House. I have never heard this matter discussed. What Are your views curious dear curious what do the kids Dot look at  listen  records raid the fridge Talon the phone i see nothing wrong with any of the above at any age. When your child asks  spend the night at the Home of a Friend. It s a Good idea Tocheck with the Friend s parents  make sure your child is expected Andi if going  be a party and if an adult will be on hand  chaperone. Congratulations for caring. Too Many parents these Days Don t., dear Ann Landers. I m not Bay area Betty with the fat Friend but i saw the letter from a san Francisco Reader who wondered if Bett could find a chair that would hold a 250 Pound 6-5 male who is extremely hand some and very Rich. Unless Betty s lady Otto and i also is let me Tell you Honey the weight distribution is totally . Totally. _ putting hairs in Pontiac Michigan. Dear mice  reminder Ati letters  the editor i Anson request and protect your  subject  editing. Sunday february 9, 1986 the stars and stripes Page 11 benefits for local nationals dependents unequal says Reader my concern is for the dependents who work for the government at Low pay who Are being discriminated against because of the local nationals that work on the installations. It seems when it comes  benefits the dependent gets left out of Christmas bonuses raises More of them in a Short period of time and larger on Sand now i learn that the local nationals Only have  work3814 hours a week and get paid for 40. I thought the government was trying  save Money but How can they when they do things like this the Only Way the govern ment saves Money is with a reduction in Force in is and Naf employees. Let s look at some of the local nationals benefits 1. Bonuses they receive 600  800 or More Marks at Christmas whereas the is and Naf employees do not receive any thing at All. 2. Child care they receive Money  help pay for Chi a care and this does not come out of their regular salary. The is Ornaf employees have  pay for it out of their own salaries and Are not Given any thing extra. 3. Raises i am not sure about this but aftera year they receive a raise same As is and Naf but after the first year they receive faster raises before the second year is Over whereas the is employees have  wait. 4. Work hours starting Jan. I 1986, the local nationals Only have  work 38v4 hours a week and get paid for 40 hours and not get i counted off their time cards. If a Naf or is employee takes off  go  the doctor they take time off of their time cards. In my Community we have what is called family in Ontic where the soldiers get off at 4 . To have time with the family. If the worker wishes  be off with their spouse they have  take time off on their time card. Why is it so that the local nationals do not have  where As the is employees have  let s give a Little support  our own first then if anything is left give them some. The Only benefits that we have Are what is Given Tous by the command due  the fact that our husbands Are in Europe defending you. Weare not Given the right  have a Union or a work Council like the local nationals so Why Don you think of us please. We need the Money too. Name withheld Cral Belm Germany editor s note Russell g. Thom As chief compensation management Branch office of the Deputy chief of staff personnel he Usa eur replies comparisons by us. And non us employees of their pay benefits and employ ment conditions inevitably show difference sin favor of one Side or the other depending on the particular aspect being compared. Itis very difficult  accurately compare the two systems because they Are developed on very  bases. The . Pay and benefits system b developed by Congress and the president based on their concepts of adequate pay an Benefit level and is developed for a need an answer pick a number i have a suggestion that should save the experts who answer the letters  the stars and stripes a tremendous amount of their valuable Lime. My plan is  consolidate their an Swers and number them. All questions can Supply be answered with a  new i know but it applies in this Case. Here Are a few proposals 1. Of come now Are you serious Good for about 90 percent of the questions 2. It s always been that way.3. Nobody knew what  do with that one so we made it a commander option. 4. That s ail a part of the  should be proud. 5. Stop crying that s what the regu lations say. 6. I think you re right Well Check int that Don expect  see this one too often 7. You were right Well change it. Never expect  see this one 8. That is what our viewers wanted. For an 9. Our commercials Are intended  nuke you feel proud. What s wrong again Foran 10. This is a Lough one. Pick your own number. As a service  the readers an answer key could be printed in tie lower left hand Comer right below Annanders. Of no what about when they put her on the right Side name  a Germany pen pals i while my Pon poll Brood. I in 34 it it old Ond work for Bank. A Hobita Art Bowling a Loco cooking and playing guitar.  Mol Robu san Cartel Branch san Carlos Cut negro Odd mall Philllp Planos sic Belli . Box  Dhahran Airport saudi Arabia 11932 i ant 17 rears old and would like  Nave my Nam added  your pen pal list. My hobbles include Reading and outdoor recreation Gere Lynn Geosano. Osmena Avenue and am out Han Negus Oriental y Orono Judy Mcmaha lib Korea  a. Bon suit  ind. 47mo i would no Lowreta  Othon in duh Trmal count run. I am w Star old and roman Dino Ltd Holan Dol rotary Oil us Valancia Carol Cobu Pimp quiet i would Thilo Corro wond with Oman from Olhorn count run. I am 11 Voon old. Juno Clao Flom bal Nguol  Philllp plan 4501 Pon pals. I am ii Voors old in i i am 29-year-old beautician that would Oka Mohave Rev name published in your pen pal Section. Miss Deba Lascon Lano. 17 a Ouarles stroll pleasant Home sub. Cebu Oty Philippines i pm w years old and would like  make Friend with people in the u-2s age group. My interests Are Musk swimming and Danang. Rack a Dojnik 14 Clarke Road mobs none Auckland new zealand please publish our names in your pen pal a Gasow. Mer Codilla amores Lucia amores hta Seivan Amoros Molong. Oum Aguele City Leoroi Oriental Philippines i would of  have pen pals. I am 22 years old end . Moi poll Lna. M Voan of a am would Hka  Havo my do  your Paul Mil i my Hobita. Al Dum Aguelo i am 21 boart o Anav Hob ii  Ihara Lur Mutuc us writing.  malarial jus Llna Capanas Moloyd   i would a pen pals. I am ii veers old. My Hob Knera Cuoc Flag suckers and John Tavour potters. I in in new York  l. Berb Ortch am Menf we driveway . B041 i am 2-Vear-Otd teacher who would like pen  Victoria g. Mro twang Pamplon Negros Oriental Philippines is. Pm service that is Over 95 percent based in the Usa. The non us citizen employment systems Are based on the Laws and practices of the Host country. Extensive surveys of private Industry in the Host country Are conducted  assure the us. Forces Are following the prevailing practice. Thus the differences be tween the is. And non us employees pay and benefits reflect the  cultures and practices of our two  for the specific questions posed concerning pay and benefits most German employees did move  a 38w-hour work week on Jan. 1,1986.considering All pay bonuses allow ances benefits and the  work hours the Cost per Man hour for is. Forces family numbers in various Blue col Lar jobs such u food service worker or warehouseman is 26%  51% higher than their German counterparts. For clerical and administrative jobs be tween grades cs-1 and gs-7, the costs Are virtually identical with is. Force family members receiving Between 5 per cent less and 21 percent More depending on the Grade of the position. Although this comparison shows relatively equal treatment for is. And Ger Man while Collar workers please note that the comparisons Are in dollars at current Exchange rates. Should the Dollar deutschmark rates change the comparisons also change since the germans Are paid Undeutsch Marks and americans in dollars. Comparing any single aspect of pay or benefits will always show a difference. The above comparisons of the total pay and benefits should clarify the actual situation. The is Uro Pran Ramon Cut dal k. Pattison us editor in cum Cmor Jiffy in s. Zakim us Deputy editor in cum . Slack Kun. Mpr Ector in.  Mcnaeir Manet de. 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