European Stars And Stripes (Newspaper) - December 13, 1987, Darmstadt, Hesse Page 20 stars and stripes sunday december 13.1987 investor s guide by Bill Doyle a i have a Bond in bearer form with semiannual intoro1 Cou Pons attached Al each interest pay Mcnol Dale i Cut appropriate Cou Pon from Bond certificate present it to my bunk and inter est is credited in my account. The people at my Bank always act As if they Are doing me a favor by cashing a Coupon while charging me s3.50. I would like to have Bond is sued in my name so Hal Doyle interest checks Are mailed to me. Is it possible to have this done a. It is in most caws. The majority of bearer Bonds can be changed to registered " form. This is done by delivering Bond certificate to Bond s registrar usually a Bank with instructions to Register Bond in your name registrar then prints your name on Bond certificate and records your name and address on books of Bond s interest pay ing agent and Trusic. The remaining interest coupons Are Cut from Bond certificate and destroyed. From that Point on interest checks will be mailed to you. Besides being relieved of Coupon clipping there will be less risk of loss if Bond certificate is misplaced stolen or destroyed. Also when a Bond is called for Early redemption before in scheduled maturity owners of registered Bonds normally receive individual notification. Your next move should be to Contact Bond registrar whose name you should find on Bond certificate. Ask if that particular Bond can be changed from bearer to registered form. Assuming that can be done get exact address to which certificate should be delivered. Send it by registered mail return receipt requested with your in auctions. If your Don l want to a this yourself ask your banker or broker to handle details for you. For that service you should expect to pay a fee no doubt a Good Deal higher than $3.50. Q. Several years ago if i remember correctly you wrote that Banks should not charge rets for cashing interest coupons from bearer Bonds fit lost Hal article but have told Bank Teller about it each Lime i cashed a Bond interest Coupon and was not charged. Now tellers is this is not Tow and i will be charged for Cash ing Bond interest coupons. Con Yon reprint that article a. Nope because i never wrote that. Your memory is a bit faulty. It has been explained Here that Bank appointed As interest paying agent Bank for a Bond Issue most certainly should not charge Bond owners for redeeming inter est coupons from that particular Bond Issue. The interest paying agent Bank is compensated for that chore by Bond issuer. But other Banks which Cash Bond interest coupons for customers and Send those coupons to paying agent Bank can change fees. Most do be cause there is Lime Effort and paper work involved. If Bank at which you Cash a Coupon is paying agent for your Bond you should not be charged. Business news stocks make Strong comeback new York up Stock mar Ket staged a Strong comeback last week after flirting with lows hit in blackest Days of october. The Dow Jones Industrial average which gained 11.60 on Friday was up 100.30 Points on week and closed at 1867.04. Analysis said Market s ability to rebound suggested investors have seen worst and that general upward trend is Likely to continue through end of year. Broad Market indicators also gained on week. The new York Stock Exchange composite Index Rose 5.ss to 131.79. Standard & poor s 500-Slock Index added 11.40 to close at 235.32 Stock pulse 91 United pm Imit a 1987 Feld Lumc. 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A 45.43-Poinl gain on monday was followed by gains of 56.20 on tuesday and 34.15 on wednesday. Signs of renewed investor Confidence Over likelihood of a year end rally am i Campos Lac Moil acl Hrat by volum sink div. 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Laic rally capped a Day of otherwise directionless trading that one analyst labelled a Drift toward one has to come away from week feeling pretty Pood said Chester Pado director of technical analysis at jct crits & co. In los Angeles. The Advance first three Days was very powerful and Market was then vulnerable to some sort of setback even without Trade deficit news Pado said. But he said fact that sell off thursday morning was contained indicated Market is secure enough that october panic will not be rape Ajce. On trading door. Pacific Gas & electric was most Active nose ii std Issue on week Down 1 at 6 /4. De troit Edison followed Down a to 13vi, and Mcdermott International was third off a to i4v1 at to gained i i to 27. Ism Rose 21i to end week at i love. Among other Blue chips general elec tric added 3% to 43m, Eastman Kodak Rose in to 45 i american express gained i to 21 v and Philip Morris put on 4ft to 89v. Onck was biggest loser on week Down 7 to i7w. 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