European Stars and Stripes (Newspaper) - April 13, 2007, Darmstadt, Hesse                                Page 16 stars and stripes Friday april 132007 your Money career year Many workers employ coach for Job growth by Margarita Bauza Detroit free press Detroit while watching the Oprah Winfrey show late last year Satira Kitchen Learned that the famous talk show Host often hires coaches to help with various aspects of her life Kitchen a real estate investor and former Ford motor co factory worker wanted the same thing for herself she put the word out that she wanted a career coach and found one she said her relationship with Michelle times owner of consult ing times in Farmington Hills Mich has transformed her she made me look in the Mir ror Kitchen said she made me realize that i want working at full capacity Kitchen is among a growing number of professionals seeking coaches to bolster their careers the International coach federa Tion reports that its membership has grown from about 2100 in 1999 to More than 11000 today the Good news experts say is that professionals have a lot of options when it comes to career coaches their specialities include areas such As Public speaking test taking business growth and employee management Patricia Beck Detroit free Michelle times left owner of consulting times advises real estate investor Satira Kitchen in Farmington Hills Mich last month Kitchen and Many other professionals seek coaches to bolster their careers attitudes have evolved too Long perceived As remedial help for poor performers coaches now help turn High performers into world class achievers when you look at Tiger Woods and Michael Jordan truly Excel Lent world class athletes they All have coaches said times times charges Between and per session hourly prices vary greatly in some cases coaches charge by the project Kitchen says the expense has been Well Worth it Kitchen has become More prac tical Shes Learned to set higher goals not impossible ones for in stance to close 20 deals a month Shes Learned that she needs to wednesdays Market summary 52week High Low name net Ltd 52wk last chg chg chg chg 1279593 1068332 521142 413472 51545 38097 947281 770811 220875 180065 253142 201278 146157 121929 87089 71053 83001 66858 1482876 1224990 Dow Jemes industrials 1248462 Dow Jones transportation 497002 Dow Jones utilities 51317 nose composite 941363 amex Index 219905 Nash a composite 245931 143887 Midcap 86031 Russell 20bo 80824 do Wilshire 5000 1439306 8923 71 2471 49 215 42 5507 58 650 29 1830 74 952 66 517 60 627 77 9246 63 most Active name vol 00 or More last chg Kraft Pfizer Micron Gerbec first Atas and Hal Libens pm cup Exxon by forum 400416 337900 319477 304150 276301 261235 260440 259704 248604 244500 3202 2604 1uo 3495 3247 1319 3245 1409 7677 813 08 41 10 80 06 most Active or More name last chg Spur 1005908 Isuf Knya 533942 up engy 238471 Prusha Rqn 129633 Semi her 113593 up inc 110938 of Madiam 91254 oils vat Good str up Matis 72586 49558 49315 14402 8030 62q7 5258 3447 3561 12490 15089 472 3845 59 50 38 36 30 69 111 11 17 most Active More name Yokoo last chg Nash loot Intel Sun Micro and Renoir Microsoft Cisco Cir Rhea Levels Oracle Al matl 1080711 876111 677478 489506 424503 421120 294267 293442 290048 279803 4421 2047 530 1823 2811 2579 183 603 1859 1923 47 31 03 392 29 to 12 26 18 Valliant Armor computer general general Harris Allied 13 Rockwell Texas text Ron United chg Fidelity invest Fidelity invest Fidelity spartan Putnam funds a Erlna Amer Century inv Fidelity invest Fidelity invest Fidelity invest aim investments a const Frnk a aim investments a Charta Fidelity advisor Fidelity advisor t Putnam funds a Gib qty Fidelity advisor t Dws Scudder cd s Putnam funds a gig a work on 50 prospects at any Given time that s a much higher goal than she had before in a matter of months she began seeing results instead of simply fixing a per sons weaknesses coaches aim to develop strengths David Chinsky a former Auto motive and Hospital executive who coaches mid to High level executives says companies often use coaches to develop their most valuable employees it used to be that if your com Pany assigned you a coach you thought you we rent performing Well Ebinsky said now if some one gets a coach everyone else is wondering Why they didst get one Exchange rates military rates euro costs april Dollar buys april British Pound april japanese yen april South korean won april 13 commercial rates Bahrain British Canada China Denmark Egypt Hong Kong Hungary Israel Japan Kuwait Dinar Norway Philippines Poland saudi Arabia Singapore South Korea Switzerland Thailand Turkey new military Exchange rates Are those available to customers at military Bank ing facilities in the country of issuance for Japan South Korea Germany the Netherlands and the United kingdom for no local currency Exchange rates in purchasing British pounds in Germa Check with your local military Bank ing facility commercial rates Are inter Bank rates provided for reference when buying currency All figures Are foreign currencies to one Dollar except for the British Pound which is represented in dollars Pound and the euro which is dollars Teuro Gold Silver hew York merc dose 413850 interest prime rate discount rate Federal funds Market rate 3month Bill 30year Bond sources the associated press Bank of America a will fail at 50 Mph is just so much hot air dear Tom and Ray on a recent Cross country trip South Carolina to Nevada with my Boyfriend we had an air Condi toning Issue which pm hoping you can help us with i wanted to make a cellphone Call so i put the windows up for quiet and turned the a on we were cruising at approximately 80 Mph at the next Stop for Gas the car was making a funny noise which said Boyfriend decided was the compressor then the a did not work any longer plus the car was smoking so he took it in for service the next later we have another compres Sor among other a parts the Man at the repair Center said you should never turn on your a going faster than 50 Mph every one five talked to says Treyve never heard of such a thing and Treyve All done it and i have done it myself with no repercussions so is the repairman right we were driving a 1998 jeep wagoneer it has had a problems any Way could it have been an exist ing problem or did my turning the a on at 80 Mph cause this i am going to pay for it because i feel so bad but i would like to know for future knowledge thank you Julie Tom dont pay for it it want your fault Julie Ray no the timing was pure co incidence the air conditioning compressor was already on its last legs before this incident it just happened to kick the bucket after you used it you Are completely blameless Tom weve heard this myth be Click and Clack Tom and Ray Magliozzi fore about not turning on the air conditioner at Highway speeds the purveyors of this myth explain that with the car going that fast the Belt is turning at High Speed and if you then switch on the a if will be jolted into action at a very High Speed and this will harm it Ray this As we say in the garage is Bull feathers heres Why when the a is running it cycles on and off by itself anyway so its already turning itself on and off All the time no matter How fast youre driving Tom right so if what the re Pairman said was True you  Ever be Able to use your a on the Highway and we know that not True otherwise every body you passed on the interstate would be dripping sweat with their hair plastered to their fore head Ray plus the major accessories Are All shut off every time you accelerate hard so that All of the engines Power can go to the wheels when you Back off the Gas pedal the a comes right Back on the engine is always turning fast at that moment in not saying that s great for the a but the com Pressor has its own clutch and if s engineered and designed to be used that Way Tom so you can turn the a on and off whenever you want Julie and if you want to contribute to your boyfriends new compressor feel free but we Call this a preexisting condition got a question about cars write to Click and Clack in care of this newspaper 0r email them by visiting the car talk web site at  what do i do if i cant pay my taxes by Marshall Loeb Market watch new your tax liability More than you can handle right now dont ignore it if s not going to disappear so dont forgo filing your tax return just because your Wallet is a Little Light at the moment youll end up paying More later according to Wjk Lassers in come tax guide simply filing your return even without a full payment will save you Cash in lat filing penalties if you dont do so get ready for escalating penalties and possible liens against your assets and income in really bad cases you could face seizure and Sale of your prop erty if you cant pay the full amount owed you do have some options set up an instalment agree ment with the irs if you owe or less this could be right for you you will still have to pay interest and a lat payment penalty on the taxes you owe however but if you file your returns in time you wont be hit with the fail ure Tofile penalty to request the instalment agreement attach form 9465 to your return you will be charged a user fee of if the pay ments Are deducted directly from your Bank you will have to pay the Money owed with in five years and you must prom ise to pay future liabilities on time you can also consider borrow ing the Money to pay off your tax liabilities you wont have to pay penalties or interest to the govern ment but if youre using a Bank loan weigh the amount of inter est youll be paying there