European Stars And Stripes (Newspaper) - May 17, 2007, Darmstadt, Hesse                                May 2007 stars and stripes Mideast edition Page 19 your Money when i talk to people about napping at most look at me like in talking about smoking crack at others say they  survive without a its a very polarizing Sara Mednick Harvard University trained sleep researcher and author take a Nap change your life work sanctioned naps a Shock to the system by Teresa Mcaleavy the record for Mike the Only thing missing was the milk and its not that the Jersey resident didst appreciate what his Boss was its More that the 31yearold Art coordinator for Workman publishing  help but recall the midday routine of his pre school Days As he picked up his yoga mat and headed for the Manhattan company Nap area for a i found myself feeling a Little guilt be i just napped at said whose 1yearold son tends to keep him up at so i really got right Back to because of the costs associated with Energy Lull that Many 9to5ers experience in the some employers Are embracing the idea Workman is testing letting workers Nap at an article in the Janu Ary Issue of the journal of occupational and environmental Medicine says fatigued work ers Cost employers billion each year in health related or lost productive its at least part of the reason companies such As British Nike and pizza hut International allow their workers Nap Breaks and found productivity increased As a a Nasa study found that a Short Nap can boost workers output by As much As 34 at a decision was made to test the veracity of one of its take a Nap change your by Harvard universe to trained psychologist and sleep researcher Sara she says that How and when people Nap can improve their memory and pro she is a nation of the walking tired so much so that 51 percent of the work Force reports that sleepiness on the Job interferes with the volume of work they can her work led to a Grant from the department of defense and companies sometimes hire her As a the military is very interested in Nap Ping and fatigue med Nick weve found that to be peo ple Are trying to slog through the Day with now were learning the most popu Lar drug in the world Doest come close to the benefits of a Well timed at company officials asked volunteers to take part in a two month napping Experiment in which 20 employees slept for about 20 minutes midday throughout March when our circadian rhythms Are in dip Mode with another 20 doing the same in Jim the Pete a marketing and promotions naps in a quiet Corner at Workman publishing in new York in among the publishers titles is take a Nap change your so the company launched its own Nap initiative in support of the employees filled out questionnaires along the Way so Mednick can assess the pro Gram and advise company owner Peter Workman on whether napping should be come a sanctioned workplace Workman editor chief Susan Bolotin says that Likely after Mednick advises the company on ways to implement the most effective napping plan for its 200 or so manhat Tan based it gives you much More Energy than cof and a real creative said who also napped occasionally throughout its a matter of the culture in a company acknowledging what we already know that were All sleep deprived and letting people get in a Nap in a Way that Doest Indi Cate were All providing office workers with a sanctioned snooze is so at least in this that Mednick says plenty of americans immediately balk at the when i talk to people about napping at most look at me like in talking about smoking crack at Mednick others say they  survive without a its a very polarizing Mednick int suggesting that companies shut Down for hours each Day to accommodate tired a 20minute snooze Between about 1 and 3 for workers who Start around 9 is All that within about 10 minutes of Wak ing Mednick nappers tend to feel re Alert and ready to focus without needing that extra cup of Coffee or afternoon Candy tuesdays Market summary 52 High Low indexes Nam last Dow Jones industrials Dow Jones transportation Dow Jones utilities nose composite amex Index Nash a composite Midcap Russell 2000 do Wilshire 5000 net chg Ltd chg chg 52wk chg nose amex Nash a most Active or More name vol 00 last Active or More name vol 00 last chg forum 630011 and 406543 Motorola 352151 Pfizer 343638 pm cup 314254 homed 298650 Geneles 273735 Gnu or 240327 i Tigre 238176 Micron 224865 1652640 ishr2knya 1083632 Prus Haqq n 243290 do Madiam 202619 spongy 159789 Semi her 159380 spa Sci 155959 on2tech 108845 oils vat 95286 Gold avg 61576 most Active or More name vol 00 last chg pm she Sqq Microsoft amen Intel Sun Micro Al matl Cisco Levels Apple inc Fin Isar if 1676082 716556 587497 570422 481633 450792 418062 363259 338261 278794 key defense stocks name div be last Ltd chg chg Valliant Armor computer general general Harris Allied l3 Lockheed Rockwell Seq a Texas text Ron United 1 key Mutual Fidelity invest Fidelity invest Fidelity spartan Putnam funds a Erlna 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to one except for the British which is represented in and the which is precious metals new York merc close Gold Silver interest rates prime discount rate Federal funds Market rate 3month 30year sources the associated Bank of America and sensibility p Money tip of the Day Deb collection rules by Elizabeth Lazarowitz new York daily news new York when David Rhodes got a letter at his Home de manding for an old cell phone he knew something was not Only was the letter addressed to Jana but David Rhodes never even had an account with although an Agency named collected claimed he i called and i do you have a social Security number do you have anything do you even have a signature they had recalled who lives in i was an beyond chasing after people who Haven paid their Bills for reasons or not collection agencies often pursue the wrong person and sometimes play downright critics of the Industry such As credit card companies and increasingly sell off their delinquent debt to companies that often buy it for just pennies on the said Jonathan commissioner of the cites department of con Sumer these buyers then either try to collect the debt them selves or farm out the work to other this Selling and reselling sometimes leaves collectors with bad cases such As Rhodes merely reflect the actions of a few bad a said Rozanne Gen eral counsel for collection professionals group Aca there must be some bad actors who Are spark ing the rising she but More its More Consumers understanding their Consumers Are certainly not even if collectors Are targeting the wrong the debt there after is and delinquent debt is on the but there Are calling More than twice a or be fore 8 or after 9 Adver Tising a and attempting to seize wages or assets without Legal authorization Are All forbid