European Stars and Stripes (Newspaper) - June 7, 2007, Darmstadt, Hesse                                June stars and stripes Page is your Money employers must treat caregivers too by Amy Joyce the Washington Post employers have been put on no Tice they cant treat caregivers Federal Law does not specifically prohibit discrimination against those with family caregiving re but new enforce ment guidance from the equal employment Opportunity com Mission Leoc explains How existing Laws prohibiting discrimination based on pregnancy or disability can apply to care As it offers exam Ples denying a female worker with Young children an Opportunity that is available to men with Young children or refusing to hire a worker who is a single Parent of a child with a disability on the As sumption that caregiving responsibilities will make the worker in the Leoc typically issues enforcement guidance just a few times a and courts often refer to it in the commis Sion started to look at the Issue As it became Clear that caregivers were making up much More of the workforce than in the Leoc employees will be trained in How to recognize care giver discrimination and connect it to current it really gives our people a Chance to see some thing said Stuart an Leoc we needed to make sure our investigators Are trained to connect caregiver issues to other types of said Naomi Leoc the new does not mean that caregivers Are Given extra they can still be fired for not doing their like anyone the guidance is extremely important for a number of said Joan director of the Center for work life Law at the University of California Hast Ings College of the who began to study caregiver discrimination in it puts employers and employees on notice that you cannot treat mothers and other caregivers differently based on assumptions of How they will or should she that important because Bias against mothers is the most open form of discrimination in the workplace the guidance also shows that though discrimination against mothers is the most common form of caregiver its not the Only she the guidance gives examples of discrimination against adults car ing for grand parents and also states clearly that care giver Bias affects men As Well As in Williams the guidance is Clear that stereotyping by an whether conscious or is Evi Dence of employment Dis criminal whats typically called unconscious discrimination really is discrimination that is automatic and she and this guidance will help people focus on that kind of discrimination and take the time to Correct the effect of tips to keep from falling victim to financial fraud by Dan Serra the Colorado Gazette Colorado scam artists Al ways follow the so its no Surprise they Are increasingly targeting the fastest growing Popula Tion segment in America senior fraudulent telemarketers direct 56 percent to 80 percent of their Calls to the National crime prevention Council recently and nearly 5 Mil lion seniors succumb to financial abuse each according to the securities and Exchange As baby Boomers begin those numbers will grow unless seniors learn to recognize the bad Here Are a few tactics that unscrupulous individuals Are and How to avoid them bogus charities if someone asks for a charitable Ted chairman of the american Institute of certified Public accountants committee recommends checking out the organization at or with the better business Bureau before you can sometimes spot bogus charities because they often use High pressure its better to pick charities you know email solicitations email can be wonderful for swapping pictures of the but it can be hazardous if your personal financial information is Sarenski Banks dont email you about your account they Are scams set up to resemble legitimate companies like Ebay and he if you get these and other hoax emails such As foreign delete them from your Powers of attorney More cases Are cropping up of seniors losing their assets to someone who be friended them and earned their these scam mers persuade seniors to sign a Power of attorney so they can help manage Bank accounts and other financial whats some of these scammers have been seniors should get a second opinion from at least one other family member or trusted adviser be fore signing and if they feel coerced should Contact the these growing incidents have started to receive attention from in the Legisla Ture recently passed a Bill that makes it a crime to steal from the elderly and even if the thief has authority to use the assets through a Power of at Torney or other Legal salespeople and free dinners seniors should Check the credentials of anyone offering an invest ment advises Craig a certified financial planner with Carnick in Colorado All salespeople pushing securities Are required by Law to state the with whom they Are Carnick a Mutual fund sales person at Xyz brokerage firm must have the tag in securities offered through Xyz broker member that a sign that a salesperson is behind the securities and they have a Public record to Check for any but the Rule Doest include a sales disclosure by insurance and annuity Carnick so Consumers Are often unaware they Are being sold car Nicks Rule pertaining to free dinner offers by investment salespeople is if you dont know what the promoter is if the promoter refuses to Tell you what product or company repro if the promoter refuses to provide their name and just gives an a sep phone dont tuesdays Market summary indexes 52 High week Low name last Dow Jones industrials Dow Jones transportation Dow Jones utilities nose composite amex Index Nash a composite Russell 2000 do Wilshire 5000 net Ltd 52wk chg chg chg chg nose pc Lac name vol 00 last chg sole trn Avaya forum Pfizer Geneles Tal Semi Walmart pm cup Motorola and 501502 454951 407923 398263 354537 310865 307273 294709 254774 253856 amex Nash a most Active name vol 00 or mope Las chg Spur 1136919 ishr2knya 726874 Prus Haqq n 188356 sell her 169299 up engy up incl 150836 141116 Djina diam 129226 up util 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military Exchange rates Are those available to customers at military Bank ing facilities in the country of issuance for South the Netherlands and the United for no local currency Exchange rates purchasing British pounds in Germa Check with your local military Bank ing commercial rates Are inter Bank rates provided for reference when buying All figures Are foreign currencies to one except for the British which is represented in and the which is precious metals new York Mere Gold Silver interest rates prime discount Federal funds Market 3month 30year sources the associated Bank of America and sensibility Money tip of the Day preparing for Hurricane season by Marshall Loeb Market watch new York june Ushers in the Atlantic Hurricane season and weather forecasters say that the storms of 2007 May rival those of the worst year on there is a 75 percent Chance of above Normal Hurricane activity this warns the nation Al oceanic and atmospheric and Here Are five simple precautions you can take to protect your Home and family from a Hurricane have an evacuation designate a family meeting spot where you can seek shelter and make sure everyone knows How to get to be keep a map in the Glove Box of the car with the route to the family meet ing spot marked in indelible dont forget to make arrange ments for family not All shelters Are choose a Point of speak to a Friend or relative out of state about being a Point of Contact in Case you Are separate ask if you can use his or her Home As a gathering place if prepare a disaster put together a portable including three Days Worth of food and a Batter powered radio and an emergency Contact soap and other per Sonal Hygiene Cash or credit and first Aid Materi if anyone in your family re quires regular be sure to include an ample Supply in the consult a if you live in an area prone to Hurri have an expert examine your Home to determine if the shutters or Hurricane straps need to be Purchase buy flood and property policies to cover damage to your Home and remember that there is a 30day waiting period before flood insurance coverage for further visit the Fema web site at