European Stars and Stripes (Newspaper) - June 20, 2007, Darmstadt, Hesse                                Page 12 stars and stripes june 2007 your Money exclusive pcs More popular by Christopher Lawton the Wall Street journal for Many Consumers who Are shopping for a personal the ones they find in stores All look the but a pc sold at a Best buy or a circuit City is now increasingly different from one at a Walmart or a that because there is a move ment afoot by pc makers such As Hewlett Packard Dell and Toshiba to build exclusive pcs for certain the exclusives Range from pcs designed specifically for one to special component to pc vendors Selling their wares just in one if Only for a limited choosing an exclusively designed pc can end up costing Consumers More but the products Are generally of higher the while not is on june Walmart stores started Selling Dell desktop computers that were con figured for the massive store one desktop priced at comes with a 19inch Fla screen Monitor and 320 gigabytes of storage for photo and music Walmart also sell an exclusive Dell note John Brian and Tom Gill keep up with a Laptop computer while at a cafe in there is a movement afoot by pc makers to build exclusive pcs for certain choosing one can Cost the buyer More but the products Are generally of higher Book computer in its Sams club stores starting later this month the Laptop comes with two gigabytes of he in april introduced a Spanish language desktop pc sold Only at compus he is also working with Walmart on an exclusive Lap top that comes with an extended laser mouse and High qual Ity and the company is launching a notebook dubbed the designed for col Legage Consumers and Young professionals and available just in Best buy in the exclusive certainly hold Appeal for some Mike a resident of has been looking for a new notebook computer for about a since deciding to sell his sister his 2v2yearold Sony vaio mondays Market summary indexes 52 High Low name last net chg Ltd chg chg 52wk 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funds a Erlna p Amer Century inv Ultra Fidelity invest Amorso Fidelity invest Oversea Fidelity invest us i aim investments a const p Frnk a Sec Para aim investments a Char tap  Fidelity advisor 3237 Fidelity advisor Putnam funds a Globe qty Fidelity advisor Tiv seat Putnam funds a gig vap 29yearold  by analyst and Persona finance says he likes the idea of being Able to get an exclusively de signed pc at a retail i dont want something says adding that he Only wants to pay around for his new while the exclusive pc trend gives Consumers the option of Pur chasing a the new products also give retailers and pc Ven Dors a Way to get Consumers to Pony up More for one the More retailers push Ven Dors to Tattoo the the harder it is for customers to com Pariso shop among different says Stephen an Ana Lyst with Ned group it makes it hard to say this Guy is cheaper than that he Baker calculates Consumers can end up paying As much As More for an exclusive pc than a typical Exchange rates military rates euro costs june Dollar buys june British Pound june japanese yen june South korean won june commercial rates Bahrain British Canada China Denmark Egypt Hong Kong Hungary Israel Japan Kuwait Norway Philippines Poland saudi Arabia Singapore South Korea Switzerland Thailand Turkey new military Exchange rates Are those available to customers at military Bank ing facilities in the country of issuance for South the Netherlands and the United for no local currency Exchange rates purchasing British pounds in Germa Check with your local military Bank ing commercial rates Are inter Bank rates provided for reference when buying All figures Are foreign currencies to one except for the British which is represented in and the which is precious metals new York merc close interest rates prime discount Federal funds Market 3month 30year sources the associated Bank of America ten percent solution helping troops save by Chris Fowler stars and stripes Yokosuka naval Japan if handing out Smi Ley face stickers As a greeter for your local superstore int your idea of you need a bet Ter plan than most current retire according to department of Commerce 95 per cent of americans Over the age of 65 have failed to achieve financial the Good news is you dont have to become one of the association for financial counselling and planning Educa Tion has launched a nationwide program called the ten percent solution in the words of one of the groups recent takes the math out of the of Cape program is scheduled to run five years and teams with various financial education programs including those on military installations around the world to encourage participants to save 10 percent of Gross if your monthly Gross income is per save said Yokosuka a Fleet and family service Center personal finance manager Collin an of Cape if family an Nual income is they would save a it Breaks Down to each the ten percent solution employs a Low Impact savings Model designed to provide families with a Range of financial according to Fleet and family service Center the Way the program works is that you distribute the 10 percent place 50 percent into a retirement 25 percent into an emergency fund and the remain Der in a fund for future Purchas Schriver said that at a lecture can saving Money improve sex life a savings stash can re Lieve personal stress and thereby improve relation according to Yokosuka Fleet and family services disagreement Over finances is a major reason for Mari Tal strife that can Lead to i studies suggest for financial Dis Tress has been cited As a major Factor in general dissatisfaction with life and Overall also show that financial stress is not necessary due to a Lack of but instead is due to unsustainable saving and in vesting financial troubles know no rank nearly a third of navys senior leadership e7 to to Alp with two years or less until Tion or retirement either have difficulties paying Bills or Are not financially Prev pared to according to the Fleet and family ser vice from staff reports he gave for new uss Kitty Hawk he asked How Many e3s and below were saving 10 per about 30 kids raised their said then i told the rest of the room that they should Start being Nice to these Guys because the kids with their hands raised could very Well be millionaires by the time they for More information on the of Cape or the ten percent Solu Tion visit email Chris Fowler at  heres last word on ask Jim we loved your column and hate to say did you enjoy writing ask Coates col nothing aint fore As we used to say Back Home in and so As my Beard got whiter and my burdens As a breadwinner got the time came for this old Caber Cowboy to mosey on Down the i leave with Sweet re Grets and want to express huge appreciation for All of the ask Jim columns readers across the country Over the past Syz special thanks to the uncounted thousands who took time to email or Snail mail questions to those questions touched every Corner of the tech and answering them kept the column have and Rele vant since it started late in readers participation guaranteed that everybody included a place to turn when our hardware and software ran no body Learned More or had More fun than i already i miss you far More than youll Ever miss but this is my time to log god less us every and god bless