European Stars and Stripes (Newspaper) - June 21, 2007, Darmstadt, Hesse                              June stars and stripes Mideast edition Page 19 your Money online social networks focus on finances by Jane Kim the Wall Street journal it used to be that people shied away from sharing intimate details about their financial amid the rising popularity of so Cia networking services such As Facebook and a crop of new personal i Nance web Sites is letting users Post their private Persona finance details and share advice with each other on tracking spending and making better investment de some of the such As and include Many of the same features offered by popular software pro Grams such As Intuit quicken and Microsoft such As the ability to track spending in different categories and from different sources in one but they also allow users to get feedback from Peers that is tailored to their specific some allow users to rate the Quality of other members tips or pro vide feedback on various products or ser vices Treyve Josh a 26yearold environmental Engineer from decided to try out Mesabe after Reading about it in Var ious he wanted to pay off his credit card debt and the two car Loans that he and his wife and he expected the site would help identify areas where he and his wife were but he also got help from other users who shared their own tips on reducing debt and cutting one of our goals was to pay off All our and were almost said some Consumers May have Security con Cerns about sending their personal Finan Cial information to a web in the Sites say their systems Are protected against identity thieves and Are just As Safe As banking for its stresses that it Doest store users Login in formation on its servers and screens out any personal information from the data to protect users the Type of information you need to enter into these Sites and How Public that information becomes depends on the site and what you want to get out of at for users provide their passwords for their Bank and cred i card which the site uses to automatically pull users data into its sys at users download a soft Ware program onto their computer and then enter their the program then pulls their data from the Banks to us ers and then uploads it to Wes abes at both users data is kept although members can voluntarily share More information about themselves with other the Sites will also aggregate user information to reveal spending Pat terns in the As the aver age amount users spend on Gas but will not disclose individual at other such As the just launched co Vestor which allow investors to share their portfolio Mem Bers manually input transaction data for their brokerage accounts or provide their account passwords to have the firm automatically track their members can choose to remain and the Actu Al Dollar values of trades and specific hold Ings of each member always remains conf with Only percentages still other with names such As and help col lege friends and family Mem Bers keep running tallies of shared expense at the same some smaller broker age such As Trade King and Zecco holdings Are letting clients share information about their hold recent trades and investment Strate Gies with other users if they users of the Sites can reveal As much or As Little about themselves As they want net Worthly blog net Worthly sweets for 20070614 my strut it Cal we net Worthly sweets for 20070613 a dead feature today member amt Chr Oinah r pm Ned to to Lief 29yearold software Engi Neer in who uses Mesabe to keep track of his but being Able to to trying to spend less Money at Ama and seeing How Many people Are also try ing to save Money at Ama Zon is a better Way to quantify the numbers to the ability to share and compare ones finances with others also can help motivate people to build their net Worthly lets users create profiles based on their actual net they can then com pare themselves with oth ers by income or occur link to other web Sites that allow users to share their personal financial stories can help motivate people to build their network and track their Progress this lets users create profiles based on their actual net on at a site run by tired users choose to make their net Worth or based fou Rio user information figures although the data Are is kept private until they choose to create a self reported and the users identity is Public at which time Only their members can create discus Sion groups with other users about specific financial the site lets members Cre ate a consolidated View of their financial a Rui my win counts and use Tex messaging technology expected to use these Sites by the end of to get Quick balance updates from their to next said Jim editor of on bile starting this users jul line banking who published a Rebe Able to provide feedback on financial port on the Sites last that number is such As student credit n in sense for the and any personal such As email remain an estimated 2 million households Are remain Niche if they Arent Able to attract enough he not everybody wants to see their ban account he the target audience for these Sites is younger the idea of looking at a Ledger and seeing a Check that really says Harper a 0 started the guide for a younger theres a lot of Utility Here because their situations Arent that this generation is very comfortable with online profiles and is very open with sharing information tuesdays Market summary Exchange rates indexes 52 High week Low Nam last Dow Jones industrials Dow Jones transportation Dow Jones utilities nose composite amex Index Nash a composite 71053 Midcap Russell 2000  net chg u9 nose amex Ltd chg chg Nash a 52wk chg most Active name vol 00 or More last chg Geneles Pfizer forum pm cup by myst bes buy timeworn Stellite n and coming 739033 487129 345352 325020 309313 306336 297940 284436 245156 212386 most Active or More name vol 00 last chg spor 1015027 ishr2knya 592563 Prus Haqq n 164009 spongy 112735 Djina diam 104938 Semi her 99406 up incl oils vat 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British Canada China Denmark Egypt Hong Kong Hungary Israel Japan Kuwait Norway Philippines Poland saudi Arabia Singapore South Korea Switzerland Thailand Turkey new military Exchange rates Are those available to customers at military Bank ing facilities in the country of issuance for South the Netherlands and the United for no local currency Exchange rates purchasing British pounds in Germa Check with your local military Bank ing commercial rates Are inter Bank rates provided for reference when buying All figures Are foreign currencies to one except for the British which is represented in and the which is precious metals new York merc close Gold Silver interest rates prime discount Federal funds Market rate 3month 30year sources the associated Bank of America ends and sensibility Money tip of the Day Tea saving on health care Market watch new York More than 44 million people living in the Are according to the census bureaus latest Esti to avoid snowballing people without health coverage often choose to forgo doctors vis its but this May end up costing them More Down the warns health care consult ant Michelle author of the Book healthcare for preventive care is essential to diagnosing and treating illnesses before they require costly medical whether you Are uninsured or simply try ing to Katz suggests these three tips to Cut your medi Cal expenses pay Cash to reduce people often dont realize that medical costs Are negotiable particularly if youre willing to pay a Cash transaction can save you up to 50 says this is an excellent option for those with no health cover but its also Worth paying Cash if you do have Many physicians will Cut you a Deal anyway because it saves them the headache of wrangling with the insurance bargain not All medi Cal charges Are created the Cost of procedures can fluctuate wildly from Hospital to hos its like shopping for a says before you go in for elective she suggests calling the Billing depart ments of several local hospitals to get Price find out exactly what services Are included in the Cost to avoid hidden charge dont pay full Price for your before your doctor writes you a inquire if there Are samples to be if they Arent ask your care provider to write a 90day prescription rather than a this will save you from haying to schedule another appointment for a shopping at the pharmacies of wholesale such As Costco or Sams can also deliver significant but regardless of where you fill your ask for the generic