European Stars And Stripes (Newspaper) - November 29, 1987, Darmstadt, Hesse                                Page 20 the stars and stripes sunday november 29,1987 investor s guide of bi1.i,  q. M life insurance poll by no Lores this month urn i june been Appu kicked by the brokerage of Ellale of the insurance company to put he muni1 into to if it Mutual had. One of the funds is said in have a yield of about 11 or rent the other vivid of Abdul 20 percent. With  find dividends on other investments being relatively Low i m sceptical about going into fit her of those Mutual funds. Would t 1 be mfr Buvina a certificate of Deposit at a Federal insured bunk or us info and loan a. Of course you would. Assum ing ii slay within the limit of si00,000 per depositor at a federally insured in Lilu lion. Your Money would in absolutely Safe in a cd. You would take on a risk in Hopes Doyle of1 greater financial Reward by invest ing in either of those Mutual funds. More important you re Wise being sceptical about the yields those funds Are said to have a fund s yield is calculated by divid ing the dividends Aid on a share Over the la lest 12 months by the current value of the share. Although a relatively Small num Ber of Mutual fund have had yields or 11 percent and even a bit higher lately none yields 20 percent. A recent tabulation put the average yield on Mutual funds for the 12 months ended july 31 at 4.1 percent. It s possible you misunderstood what was said to you or the broker who said it played fast and Loose with the facts. Many Mutual funds have had total returns exceeding 11 and even 20 percent. Total return is a measurement of How Well sometimes How badly an investment in a Mutual fund Lumi out assuming All dividends and capital gains distributions Are reinvested to buy nurtures. But total return should not be confused with yield in a period of falling prices total return can be a negative number. Many investors in Mutual funds holding Bonds had that unhappy experience his year when Bond prices slumped. If you re willing to take on some risk go the Mutual fund route. If you want absolute safety stick with cd. A 1 will soon be i to islet of Arather urge Trust for members of my family. The beneficiaries of the Trust want the Money to be invested in Mutual funds so the can Uke the dividend ind capital gains distributions by Check. I am an attorney handling Crimi Nal casts and have Little knowledge of business mutters. Where can i find out How Well a Tanh no fund has performed Over the put several years. If dividends and capital gains Distri Bulloni were not reinvested a. The prospectus of each Mutual fund provides the Basic information you re seeking the change in annual share value dividends and capital gains distributions for that particular fund. For comparative information on Many Mutual funds study the Witson Burger investment company services manual. Caution do not count any Mutual fund s past performance As Assurance of what will happen in the future. Share values dividends and capital gains distributions can change up or Down. Ice tag foal by business news falling Dollar worries traders by Ijo Nam Galla ukr Pibus Lutsi writer new York the Stock Market ended thanksgiving week with he slowest trading Day of the year on Friday but the otherwise Placid session Kofl traders concerned Over i Hrim pail of a tailing Dollar. The Dow Jones Industrial average which fell 36.47 on Friday lost 3.is Points on the week 10 close at 1910.48. Volume on Friday totalled h6,360, Kyj shares the slowest session of the year. Hildegard Zagorsky of Prudential Bache securities inc. Said the lower Dollar lower Bonds and strength of commodity prices. Don t make anyone too  the Dollar fell in new York Friday after closing lower in Europe and in Tokyo where the thank of Japan was forced to intervene to halt ill slide in new York the Dollar fell to 1.6515 against the German Mark Down from 1.6705 wednesday. In Tokyo it fell to 133.75 yen the lowest since nov. 10, when it hit a record Low of 133,65, in new York the Dollar closed at 133.45 yen Down from wednesday s 134.86, flip do jumped 40.45 tuesday when the Market staged an impressive Advance amid Siamof renewed cooperation Between Fie Industrial  and Jav Urabec eco Nora in news from Washington. Analysis said the budget Accord reached in Washington a week ago although not everything Wall Street wanted was me first positive move. In addition. West Ger Miliny s Central Bank tuesday Tower we a key inuit by in Jit i a Iii Coli rate. Similar Steps were taken by the Bank of France and the dutch Central Bank. The Market also received a boost tuesday when the government said it had revised its economic growth rate for the third Quarter. The Commerce department said the inflation adjusted Gross National product in the third Quarter grew by 4.1 percent up from the Ini tial a Stimac of3.8 percent. Right now the next thing people arc going to look at is the pre Christmas sales said Sid Dorr vice president of Block trading at Robinson Humphrey co. In Atlanta. That might give us the american consumer reaction or clues to the aftershock of he Market  Broad Market in ii actors also declined on the week. The new York Stock Exchange composite Index slipped 0.40 to 135.16. Standard & poors 500-Slock Index fell 1.66 la 240.34. Advancing issues outnumbered de Clinen 1,012-841 among 2.107 issues traded. Big Board volume totalled 568,970,030 shares compared with 8 1 7,248, 300 the previous week and 550,926.140 ,1 Jar ago. On the trading floor. Northeast utilities was the most Active nose Lis cd Issue on the week off 10 20%. Duquesne Light followed Down m 1o 11%. First interstate was third a cd. At to was Down / los ism Tost Stock pulse by imm4 Nii t m huh nov. It Myse cd Neth mow a Cush by Volute Etc Al of flu inc rat vol Clou Eimi be Yew i Pitej g4n1 a Kim Exxon Mucor d am Evjy 6.u4soo 4lli 1.760,600 so i lit 000 3311 t.066.6001 a 11x1 34 4 ,044300 43i 93,500 to. 881 800 39964.600 is. Pm so Mihaj 379 90 7.1 ."6.1 17,0 31 753 Iso 39 334 tzo 0 69 130 1.3 1.m 140 3.2 Toch div Elf b in How shop Ich Lorl intr Tol Bat w4ng la b Ull a by of Lxi at hour Oit b Volhl vol a earn. Pm 7tr.joo 11% 0 4s i3 0 399.kd a 033 Edo �9.ioo 9 4 am a compote 177.400 1u.sm 144500 i Joo 91,400 nose comp a _ lir til my pm no i Slock Eldh Chen e in pc Yah Motiu e in _ 61. T 594 27,0 03 pc 30s 14 73.0 0.1 Asa u4 is 4 4 4k hitch 19 4% Kyo 73 i 4 Buiwit 4 � 3s March 17sv, 3 a pan Lam ?3 3 a Newny 0 39 -. 3 aim 3&% 3 187390 047 5jo 619 to 013 Sao 0 74 s40 01 3t 0,9 10 a 13. An Hul fun Knul we pm oho Art am m 1c eco bin a. We 71 4 is � 3% 193 3 159 so Cirni to you 3,s 1 21,0 079 in at j 114 1 17 � i 70 t 2 to 11nu b am a p in i a Dpi attic silk Al fold irk i lakh Earl Reg Rigail i  in blot Niple among other Blue chips american express was Down & to 23 i general elec tric was off 1% to 43%, Kodak was Down h to 4 7 a and us was up 2w to the biggest gainer on the week was . Ltd up Loh to sji/4. The hardest hit was Dun & Bradstreet Down 414 to 49%. . Hutton gained by to 28vi after reports the company was a possible merger candidate. Wal Mart stores Tell 2 4 to 25 amid concerns that the Market plunge in octo Ber would weaken sales among the nation s retailers. Among the other Active issues on the week Utah Power & Light was up h id 28 4, Exxon was Down i a to 39philip Morris Wai off i �4 to 8sw, Texico was up 4tt to 33 i and Citicorp a Down i � to 18. The american Stock Exchange Index Rose 8.39 id 250.97. The National association of securities dealers Index of oct Nocks Rose 3.9s to 316.47. On the amex losing issues beat win ners 439-396 among 1,003 issues traded. Volume totalled 40,049,630 shares com pared with i 5,580, us traded a week ear Lier and 36,2 70, u 5 traded in the same week a year earlier. Echo Bay mines led the amex actives gaining 5% to 24w. Fund prices from Page 19 t ii7m 7� ibs736 77 111 bib700 to ill 612 Golf e3770s b71 7�6m