European Stars and Stripes (Newspaper) - January 1, 1991, Darmstadt, Hesse                                Tuesday wednesday. January 1/2, 1991 the stars and stripes a Page 11 Ann Landers a insurance firms shield stand backed Jol this is in response of the writer who criticized the insurance Industry for limiting new policies during operation desert shield. Having worked in the insurance Industry i fully understand this policy. Lets make one Point Clear insurance firms Are not cancelling policies. The Yare simply not issuing new policies or increasing coverage this is similar to the Standard policy of not issuing homeowners insurance during Hurricane watches. People try to Rush out to buy Protection for a very Short period of time because risk of loss is High. If the Hurricane were to hit the company would sustain thousands of dollars in losses and Only earn the Small amount paid before the storm. You can see it  take too Many of these situations to break a company financially. This letter brings Home the importance of planning for the future and not waiting until something the magnitude of desert shield comes around. If the writer had been killed in a car Accident his family would have been just As unprepared. You should also Purchase a policy that does not have a a War  this clause states that benefits Are payable if death results from an act of War declared undeclared. There Are Many companies which Offe ices without such clauses a or the insurance firms Are not unpatriotic just realistic. A Allison Fountain Hanau Germany g insurance companies arc in the business for Money but right now people participating in desert shield Are considered a bad investment. Quot the part in the recent letter about a doing americans a favor by protecting them and they Tell us that we can to have life insurance is really interesting. Life insurance has been available for Purchase Long before desert shield just cause or urgent fury. But i would be willing to bet that it Hasni to been that important to you until now when you think you May need it. That is exactly Why you will have a hard time getting a policy now because of the fact that you May need it. Insurance companies want to make Money and they would jump at the Chance to have you As a policyholder except that you Are considered a risk right now because _ you Are in the military and stand  of going to the  after desert shield they will be Knock ing Down your door to get your business but right now they Are looking out for themselves. A the part about being sure they have a fat policies for their families is Proback Correct a because they planned ahead. People the military sometimes have the tendency to put off life insurance wills and Powers of attorney and now we see what can happen. 1 know it is not fair and l am not sticking up for insurance companies but i Hope someone has Learned from this in Tartu Nate situation. A done to wait to a a Budge your seat belts during the Accident when you need it most. Plan ahead and you will not have to worry. What happened to patriotism of it is alive and Well in our country but so is the almighty Dollar. A staff sgt. Steve Leve operation desert shield. It is classic human nature to not properly plan. This includes All aspects of individual prepaid tips. Such As wills Powers of attorney. Sure pay. Dental care maintaining your health physically and such. Not everyone prepares As Early As i did. No. J did not think of it a myself my father encouraged me when i was 14 years old to get life insurance and maintain it. Individual preparedness is just that the individual s responsibility to be prepared. This includes All areas a the insurance Industry was founded on the same thing All industries Are founded on a to make a profit period. Yes they provide a service Lor. Those who Pur. Chase their product but a sound Industry docs not survive by making unsound investments or deals. Quot would the writer be willing to guarantee me that the next pull of a Slot machine handle will be a Winner the Odds for the insurance company Are similar. A Soldier in a combat is a bad risk the Sung As the bet on. The Slot machine. I Challenge All soldiers to make individual preparedness a top priority for themselves. Done to wait until it is mandatory to have things ready. A 1st sgt. Roy a. Jones _. _ _ Fulda Germany. There has been considerable press recently regarding limitations imposed by. A big companies on. Life insurance in Force on or available to military members who Are under orders Tor the persian  set the Story straight John Hancock has no War clauses on any policy now in Force nor does it insist on a War clause As part of any new policy being underwritten. With our responsibility to the military in mind we do make John Hancock coverage available to All ranks regardless of orders by Means of extremely inexpensive association group life insurance. This is offered by the armed forces Benefit association and available from any John Hancock representative in coverage amounts of $50,000 to $250,000 in units of $50,000. A Charles Woolley London Quot a czechoslovakian thanks army for Good will on behalf of the citizens of Strak Onice i would like to thank the members of the american military Community in Heidelberg for the hospitality which was shown to our soccer team and the local chapter of boy scouts. Scout leaders Keith Snook Ron Franklin Kelvin Crow and William r. Bowlin deserve a special thanks. I also want to thank or. Eugene Troup the person who was the initial Contact for All of the events including the concert Given by the seventh army soldiers chorus. The concert was the main part of our Celebration of the liberation of Strak Onice without or. Troup none of this would have been possible. He not Only has helped to establish a Good relationship with the american military Community in Heidelberg but he also arranged for a lecture by an american   exhibition by an american artist. A -. We were deprived of these contacts for a very Long time and we cherish each meeting with americans. A lat Sloy Vaclovis Strak Onice Czechoslovakia plan Ann i Anders i come from a very Large mid dle Tass Ovental family. We emigrated from Vietnam 10. Years ago As a result of Thor unforgettable War. The desperation Lor Freedom being a  in a foreign country with a gift Crint culture Canada and facing an Uncertain future i am mature beyond my years a vet i am treated like a child. A All my life i have been an obedient Dutiful daughter being the youngest girl in the family has its benefits but there Quot Are also Many drawbacks to  i am a straight a student but i am not allowed to have any dates even though i am now 22, i cannot go anywhere without my mothers permission. 1 must finish College Haverjoh. Build a career and be what my family expects me to be. Ann. I feel like a prisoner being raised in an Oriental family will always assure a a obedient and Dutiful children. My Mother is very strict and domineering. 1 was trained to be an achiever. I am. Not permitted to have any dose friends male o female consequently. 1 have become a loner. You a be amazed How Many. Oriental children Aie in. This same position. Please done to suggest  because that is definitely out of the question thank you for being a True Friend in whom 1 can confide sign l11l oppressed repressed and depressed in Vancouver  far Vancouver with All due respect to your cultural heritage a. Woman of 22 should be free to have friends both male and female so that she can develop culturally and emotionally As Well As intellectually. I urge you to discuss this problem with a professor at. Your school. Ybur Mother s life has been a very hard one and she deserves respect bul you Are entitled to a life of your own and i urge you to assert yourself. Dear Ann Landers a while Back 1 read a letter in your column from Sally p. In Toronto. She wrote about Public transportation and How bus and subway passengers no longer offer their seats to the sick elderly or handicapped. I drive a Public transit bus in edit Mon Alberta. On a subway the operator has no Contact with the passengers so they re on their own. But on my bus if i have a standing Load and a person boards who should sit her any reason pregnant handicapped elderly ill ask if one of the kind gentlemen will offer his seat. If that approach does no to work i then announce that i am not moving the bus until somebody shows the decency to make that Small sacrifice. I then sit and wait until the person in need of a seat has been . I always thank the kind soul for being so generous and away we go. My longest waiting periods Are after i pick up a bunco of High school add University students. They Are the last to give up a seat. I guess a persons True colors show when asked to give up a Little bit of Comfort for a stranger this is probably the same All Over the world. Bus Driver in Edmon ton v dear i v _ i _ thanks for the commentary from the Drivers seat. Sorry to hear that the High school and University students in Edmonton need extra prodding to behave in a compassionate manner. I would never have suspected this from the letters they write. Frankly in a puzzled. Cd creators Syndicate looters to Ann Landers May to addressed in Carool the stars and stripes a Apo now York 09211 and  no Tor Wando to tier a european edition a a. A circulation 200,000 Quot. Quot col. Gene e. Townsend Usan. Commander editor in chief. A it. . Usa _ a Deputy commander editor m chief. Marie Kominicki Bob Wicker Deane b. Mcdermott a production manager managing editor circulation manager. The newspaper is an authorized unofficial publication Tor members Oli the is Rosss s is Quot Russ a Sion. A not constitute endorsement by the department of detente or the stars and stapes of the products or ser res  a poor Thea advertised m this publication shall be made available for pour everything ave sea p ,0race. Color religion be.  non ment Factor of the purchaser user or Patron. Main office. Switchboard 06155-6010 ets 348-5741 or 5823. For departments dial 06155-601 plus Extension or ets 348-8 plus the Extension. A news ext 237. 255. 282 226. 326 _. 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