European Stars and Stripes (Newspaper) - April 6, 1991, Darmstadt, Hesse                                Saturday april 6, 1991 the stars and stripes Page 17. Money matter today s tip s can you answer the following questions about your family a finances or docs Only your spouse know for sure a a what stocks do we own does my spouse have a will How does it protect me or provide for me in the event of death where do i get Money to run the household in Case of my spouses death Are the life insurance policies in my name does my spouse owe any Money to whom a .1 financial advisers say its a mistake to allow one spouse to keep the other in the dark about family finances. If you can to answer questions like those above talk it Over. Not knowing the truth can Only Hurt. Conversion rates London up a fridays closing rates for the . Dollar to other currencies. Figures Are expressed in dollars to the British Pound other local currencies in dollars. A a a Gold was quoted at $353.25 an ounce Silver at $4,04. A a a a. April4 aprils British pound/.,.1.7845 a 1.7790 German Mark,.-,.,.1.6710. 1.6725 French franc. 5.7005 5.6430 Outch Guilder. 1.8935 1.3800. Belgian franc .34.6175 34.3175 italian lira.,. 1,249.30 1,238.05 a Swiss franc. .1.4025. 1.4095�?� greek drachma.,., 182.55 a a 181.10 turkish lira.  .3,710.80. 3,707.10 saudi arabian Riyal. ,.3.7503 3.7503. Spanish  104.05103.07 portuguese escudo 147.60. A 145.80 Canadian dollar1.1558 a 1.1557 austrian schilling., 11.82 11.73. Norwegian Krone .i-,6.5415 a a 6.4880 danish Krone 6.4460 6.3940. These Are unofficial rates As reported by wire service and banking sources and they Are listed to give some idea of daily currency fluctuations. The Only official rate concerns the Sale of German Marks to . Personnel for personal use and this will be 1.63 through monday based on fridays noontime  York Exchange american Exchange new York up american Stock exch a. The 10 most Active stocks in. Nge composite trading thursday. Stock sales Uil net chg. Dia sonics inc. .776,900 4 13-16 up National Patent 583,700 5 up Amdahl corp 537,900 16% up 1 fruit of loom 462,200 .13 7 Oft Vich corp 441,700 5% up % color syst tech 417,800 4% up % Hill Haven corp a a 385,700 3%. Unch metro Mobile b 365,400 a 14% up 1 Weatherford inc 325,800 5% off % Java corp ,296,300 23. Up 1 % Dow Jones new York up a Dow Jones closing Range of averages thursday a Quot High Low Cloie 30 Industrial 2959.41 2b99 75 2924 50 20 transport 1132 40 1103 60 1121,65 15ufiltlies Quot. 216.80 214.79 216.11 6s stocks a 1049,78 1030.16 1039.53 Chang Oft 2.23 up 5.47 Oft 0.19 up 0.91 a new York up a York Stock Exchange the 15 most Active stoc ire in new a composite trading on thursday. Stock sales Tail net chg. Amer express Saatchi Saatchi 4,346,000 20%. Off % .3,069,100 1 up a cadence design 2,797,000 26% off 5% Philip Morris. 2,355,700 68% up. Pepsico inc 2,352,600 34% up % Citicorp 2,016,500 15 %. Up %  Boeing co 1,938,300 113%. Up 1,901,300 49 % a up 1 % blockbuster enl a 1,851,300 11%. Off % Conner pair Ihrl Wendy s Irra a 1,026.500 24 up % 1,797,400 10% on % Scheng plough a fed i Nau Mage 1,771,000 a a 48% off % a 1,711,300 47% a Oft Bank of Boston ,. 1,496,700 10%a up 1 % Chase Manhattan. 1,430,300 17 up % a you storm air fares not necessarily the Best bet a by Norm Zeigler ,. Travel outdoor writer. American airlines have been tooting their horns lately Over a thank you fares for . Service members offered in Honor of the Success of operation desert storm. But in most cases service Mem Bers would be better off simply saying a no thanks to the promotion for now. A stars and stripes Survey Over the past week shows that service members and their families travelling from Frankfurt Germany to Many destinations in the United states can do better buying an airlines Standard military Advance Purchase ticket instead of a a thank you fare with the same Carrier. Travellers leaving other european cities should make sure their travel agents compare All available discounts. For travel through the end of May military Advance Purchase tickets generally Are $76 to $190 cheaper per round trip than the same airlines a thank you offers from Frankfurt Germany. That a based on a comparison of both fare categories for the following carriers Northwest airlines pan american world airways trans world airlines Delta air lines United airlines american airlines and us air. Each airlines prices were checked for five separate destinations in a Telephone Survey monday through Friday. But there were these exceptions a a $452 round trip a thank you fare from Frankfurt to new York offered by Twa and us air. That a $86 cheaper than their $538 military Advance Purchase fares to new York. A a $608 a thank you Quot fare on Twa flights from Frankfurt to Chicago that a $40 cheaper than the airlines $648 Advance Purchase fare to  twas a thank you fares to Dallas Atlanta and lbs Angeles were identical to its military Advance Purchase fares to those cities. A a sorting out the Best fare can be Complex. Because of recent Price cuts in the Wake of the persian Gulf War the situation is More difficult for service members than in the past. For years a number of airlines offered discount military furlough fares. Prices varied according to the destination in the United states. But in general it did no to matter which Carrier a Servic member picked to Fly. The situation started to get More com fat located about a year ago when . Air Ines began offering an Advance Purchase military fare. It was further muddled by the Quot thank you fares. The military Advance Purchase fares Are available to service members their families and department of defense civilians stationed overseas. The fares were instituted last year and had been scheduled to expire at the end of March. However they have been extended by most . Airlines through the end of May. This Means travel must be completed by that time. Most of the airlines have additional restrictions. The most important of these is that tickets must be issued and paid for at least two weeks in Advance but no More than 30 Days in Advance. However two airlines a pan am and Delta have dropped the Advance Purchase require Janent. Travellers with either airline can now Purchase these Cut rate tickets any time prior to departure. There is no children a discount and the charge for infants up to 2 years old is $50. Unless otherwise stated the prices that follow Are for midweek travel in the next few weeks. They do not include taxes and bargain air fares shown below Are the Best round trip fares found for travel to several cities in a stars and stripes Survey april 5 airlines surveyed were Twa us air Delta pan am american United and Northwest. Low prices Are shown in each of three fare categories. Airlines offering that Price Are also listed. Some restrictions May apply. From Frankfurt Germany to military Advance Purchase Dod furloughs thank you fares new York $533 $890 $452 Northwest pan am Twa United and us air. Northwest. Twa us air. Los $774 $1104 $774 Angeles Northwest. Pan am Twa United Northwest Twa Only. Us air Delta and american. American. Atlanta $660 $910 $660 Northwest pan am Twa United us air Delta and american. American. Twa Only. Chicago $643 $906 $603 Northwest pan am Twa United american. Twa Only. Us air Delta and american. $708 $1030 $708 Dallas Northwest pan am Twa United us air Delta and american. Northwest american. Twa Only. H military Advance Purchase prices expire May 31. Tickets must be purchased Between 14 and 30 Days before departure except with pan am and Delta which allow Purchase until time of departure. Eligible parties Active duty military dependents and civilian Dod employees in the Middle East and Europe relatives of seriously ill or injured service members. Travel allowed monday through Friday except on pan am which allows travel 7 Days a week. H pod furloughs eligible parties Active duty military civilian Dod employees and retirees. Prices Good until May 31. Fares generally go up during High season which starts june 1. A thank you fares offers expire sept 30. Return Date must be confirmed. Eligible parties Active duty military dependents and civilian Dod employees stationed outside United states relatives of seriously ill or injured service members. Fees that can be added to Basic fares. The Advance Purchase military fare is $774 on a number of . Airlines for round trip flights from Frankfurt to los an Giles. These include n or West Arne rican Delta pan a United Twa and us air. The round trip military Advance Purchase fare from Frankfurt to new York is $538 excluding american and Delta which do not Fly from Frankfurt to new York $648 to Chicago and $660 to  military Advance Purchase fare to Dallas is $708 with the surveyed airlines. A thank you fares which Are the same or higher than the Advance Purchase fares other than the exceptions noted previously expire sept. 30, Northwest and pan am charge$710 round trip Frankfurt to new York. Twas fare is $77a to los Angeles. Northwest United us air american Delta and pan am. All charge $898 round trip from Frankfurt to los Angeles. The a thank you fares to other stateside destinations Are More uniform. A thank you fares Are available to Active duty military and civilians stationed outside the United states. There is no children a discount and infants fares Cost to percent of the adult  addition to the military Advance Purchase and a thank you fares Many airlines continue to offer the longtime special military furlough fare or Dod fare. Prices Are higher than the two newer military fares in nearly All  for example a did rare round Tripa amps Sharon Kilday ticket from Frankfurt to new York costs $968 on pan am United and Twa and $890 on Northwest. Frankfurt to los Angeles is $1,104 on Northwest and american. Delta United us air Twa and pan am charge $1,230 to los Angeles. A few of the Frankfurt to Chicago fares Are american $906, Twa $ 1,084, us air pan am and Delta $1,064. One area where the Dod fare might offer savings is children a tickets. In this category tickets for children 2 to 11 Are calculated at 67 percent of the adult fare. This is a Quick rundown of current prices but fares have been changing frequently. One airline spokesman predicted that a there Are going to be a few big bombshells in the next weeks. Its going to be Good for the military  booking passage on a major airline is one Way to Cross the Atlantic but there Are two other ways that offer a Chance to . Charter companies Are one wild card in the trans Atlantic air fare game. A because of the limited number of seats the companies have available travellers May have to adjust their desired departure and return dates to available openings. Further disadvantages Are that most charter flights Arentt non Stop and if your flight is cancelled you May have to wait a Day or More for the next available one. Two charter companies that Cater to the military Market Are military travel corp. And aces flight service both with offices in Frankfurt Germany. Another possibility is a Gray Market charter and discount tickets