European Stars and Stripes (Newspaper) - March 31, 1992, Darmstadt, Hesse                                Page 20 Ann Landers the stars and stripes tuesday March 31, 1992 today a crossword m dear Ann Landers credit card interest rates Are a matter of considerable economic and political interest these Days. Should the rates be forced Down by Congress from the current 20 percent Levels to perhaps 14 percent May i a professor of finance at a major University suggest two better alternatives a a 1. Pay off the full amount owed every month. Never let a balance remain on which you will be charged interest. Even 14 percent is too High for most Consumers. If you done to have enough monthly income to do this select the next option 2. Get your scissors Cut up All your credit cards and cancel All your charge accounts. Then pay Cash for All purchases except Homes and cars. Paying Cash would a. Speed up your interest free payments by one month. B. Delay retailers sales by one month. C. Decrease interest revenues to lenders a Banks finance companies and department stores. D. Help you stay out of financial difficulty and perhaps even bankruptcy. Professor Peter Rosko University of Minnesota dear professor the suggestion that makes the most sense for people who always seem to be in debt is suggestion no. 2 Cut up All your credit cards. The main function of a credit card is to allow you to dear Abby dear Abby this is in response to the letter from Linda Wooten of Orange Park fla., whose son collapsed and died after drinking 23 shots of liquor one after the other. She said her son did it on a dare from his College friends. He was 21. This was probably the Young Many a first time away from Home but not the first time he drank liquor. In Florida the Legal age for drinking is 21, but that does no to mean All College kids obey the Law. Blaming the bartender who served her son that Many drinks misses the Mark. A bartender is just a Guy working for $5 an hour to pay his Bills and make Money for his employer. He works late hours doing what he a paid to do a serve drinks. He is not a baby Sitter. If the Young Many smother is looking for someone to blame for her songs death she can blame his Quot friends a herself and her son. His friends were old enough to know that they had no business challenging someone to the height of stupidity. And his Mother should have taught her son to be responsible for his own decisions and actions. The son however must accept the Brunt of the blame. He accepted the Challenge. Everyone must accept responsibility for his or her choices and actions but its Only human nature to want to blame others for our mistakes and misfortunes. Barbara e. Faulkner leave your Cash at Home while shopping. People who charge because they done to have enough Money to pay for purchases thinking a next month it will be easier a make a big mistake. By the time a a next month Rolls around you done to have much left. Dear Ann Landers after seeing the letter from a any woman about the desert storm Soldier i had to write. Before the persian Gulf War my children received a letter from their father letting them know a a daddy was going to saudi Arabia. He said a i Haven to been a Good father but please write to me  i told them it was up to them if they wrote to him or not. They chose not to write. After a couple of months i sat the kids Down again and asked them to write their dad one time and see if he would answer. I did it More for the kids Sake than for his. I was afraid that if something happened to their father and he did no to make it Home they would feel guilty for not writing. If he Only knew what it took to get the youngest one to write. It was like pulling Teeth. The oldest ones letter sounded As if he was writing to a stranger. In a Way he was. Well a a daddy has been Back in the states for several months and has made no Effort to Contact his children. I Tell them its his loss not theirs but Isnit it sad Midwest mom dear mom yes but better no Contact than showing up occasionally creating ambivalence and false Hopes. Count your blessings. C creator Syndicate dear Barbara you Are right of course. Read on for a coincidence that is stranger than fiction. Dear Abby i am writing to let you know that on feb. 23, your article about the 21-year-old College student who died of alcohol poisoning was published in the port Arthur news. Abby the same Day that article appeared a memorial service was held for Scott my 15-year-old son who died from the very same thing. I edit id not believe the timing. More than 700 people attended Scott a memorial service and approximately half of them were teenagers. The minister who officiated at the service read the article you had in your column about Larry Kenneth Wooten the 21-year-old College student who drank 23 shots of straight liquor on a dare from friends. It Cost him his life. What is done is now history and we must look ahead to the future. Thank you dear Abby for educating our Young people about this subject. Sandra k. Burmeister port Arthur Texas dear Sandra my heart goes out to you on the loss of your beloved 15-year-old son. 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