European Stars and Stripes (Newspaper) - February 12, 1993, Darmstadt, Hesse                                Page 12 b the stars and stripes Money matters Friday. February 12,1993 today s rates following arc fixed rates a which Community banking and credit Union facilities will sell for eign currencies to . Personnel for personal use German Mark. 1.62 British Pound i. 1.46 dutch Guilder. 1.82 greek drachma 213.755 note the rate above apply within tie hos country. Figures in expressed in dollars to the British Pound other currencies to the Dollar following Are Interbank rates that fluctuate and should be regarded As the approximate value of the . Dollar to foreign Curren cies italian lira 1,544.65 turkish lira 9,066.00 Spanish peseta 117.b5 portuguese Teudo 150.29 austrian Schilling 11.66 saudi rial 3.7501 Bahrain Dinar 0.37675 Kuwait Dinar 0.3092 norwegian Krone. 7.029 danish Krone 6.353 British Pound. 1.4182 German Mark 1.6563 Swiss franc 1.533 French franc 5.62 dutch Guilder 1.865 belgian franc 34.24 Canadian Dollar 1.2563 note figure we expressed in dollars to the British Pound other currencies to the Dollar Goto quote 1332.00 an ounce. Silver quote $3.77 an ounce. I new York Exchange i new York up1 the 15 most Active stocks in Newyork Stock sex dump composite trading on wednesday so Leastman Kodak Rwjr Nabisco a idiom corp Merck co be Chrysler Cor Citicorp Muxo mowing general motors Manet inc Battle Man Gold Homes Minto Bristol my Esq property Trust time Warner inc Motorola inc sales 3.757,400 3,646,600 3,602,100 3431,100 2,733,700 2,484.500 2,475,000 2,279,000 2.179,500 2,020.100 1,873,100 1.832,900 1,830,000 ,719,800 1,718,500 last52 8v 52v.40v, 40 up the phone and say  or Call Home just by say ing  this is possible with voiced Aling which Rynex corp. Described wednes Day As the first use of voice activated speech recognition technology geared to a Telephone mass  system soon to be available to Rynex subscribers was unveiled at the company s customer service Center in Midtown new York. Rynex provide Telephone service in new York state and most of new  use voiced Aling a person picks up the phone Waits for a beep after the dial tone and Speaks a word or phrase reprogrammed and stored inthe phone company s computer. The computer matches the voice and the instruction and dials the number. Similar systems Are in use Butny nex said voiced Aling differs in that it is network based requiring no special Telephone or attachment. It will work on any touch tone or rotary dial phone and one phone line can accommodate 30 or 50 names it  company said it was especially useful for disabled people and other who find it difficult to dial a phone. Average tax refund fatter irs says Washington a Federal tax refunds Are larger than Ever this year even though withholding was reduced for most workers last year. In its first report on the 1993 filing sea son the internal Revenue service says refunds authorized through feb. 5 aver aged $1,140, compared with $1,124 Dur ing the same period a year ago. But we May see that average decline in the next few weeks irs spokesman Don Roberts said wednesday. We Are not seeing the kind of growth in the average that we saw in recent  Roberts suggested the slight increase in the average refund May be due to the increasing number of taxpayers who file electronic returns. Electronic filing re sults in a considerably faster7enmd and those people anticipating a big re fund often turn to electronic filing to Petit As Quicley As possible. Once these Early electronic returns Are out of the Way Roberts said the average refund is Likely to drop a bit. Even so the higher refund average was something of a Surprise. President Bush last year permanently reduced lax withholding from the checks of most Low and Middle income worker sin an Effort to Spur the Economy by giving Consumers an additional $2 billion month to spend. That meant refunds anticipated this year would be reduced by a maximum of about $298 for most married workers and$149 for singles. About 12 percent of tax payers would lose their usual  who were accustomed to sending a Check with their return would have to Paya bit More. Any worker who wanted to continue under the old withholding rates forced saving program allowing the government interest tree use of Money could do so by filing a new w-4 form with the employer. Although there Are no offi Cial figures payroll processing companies estimate about 7 percent took that option