European Stars and Stripes (Newspaper) - November 25, 1994, Darmstadt, Hesse                                Page 22 the stars and stripes Money matters Friday november 25,1994 today s rates following Are fixed rates a which Community banking and credit Union facilities will sell for eign currencies to . Personnel for personal use British Pound 1.61 dutch Guilder 1.70 German Mark 1.52 note the rates above apply within the hos country figures Are expressed in dollars to the British Pound other currencies to the Dollar following Are Interbank rates that fluctuate and should be regarded As the approximate value of the . Dollar to foreign Curren cies austrian Schilling .10.955 Bahrain Dinar. 0.377 belgian franc 32.00 British Pound 1.5615 Canadian Dollar. 1.3758 danish Krone 6.0935 dutch Guilder 1.7445 French franc .5.344 German Mark 1.5885 greek drachma. 239.73 italian lira 1,605.00 Kuwait Dinar. 0.29914 norwegian Krone 6.811 portuguese escudo. 158.72 saudi rial 3.7507 Spanish peseta 129.82 Swiss franc. 1.3205 turkish lira .36,000.00 note figures Are expressed in dollars to the British Pound other currencies4o the Dollar Gold quote $384.40 an ounce Silver quote $5.16 an ounce sources merchants National Bank & Trust co. And the associated press new York Exchange new York a sales 4 . Price and net change of the 15 most Active new York Stock Exchange issues trading nationally wednesday.  Motorola j go motors re Naba Cielec sat to corp ism Wax Tec Citicorp   Compaq  volume 6.054,000 5,810,500 5 175,600 5,127,100 4,886,400 4,841,100 4,663,000 4,502,300 4,327.400. 3,841,600 3,829,500 3,762,100 3,284.200 3,050,300. 3,025,500 list Chol. 50h h 55h -ik37v4 1vv 6v4. H 46k 5q /4 69h25v4 to 27 /4 h 35v4.26v4 unch 47% 1h38v4 it 25w h american Exchange new York a sales closing Price and net change of the 10 most Active american Stock Exchange issues trading nationally wednesday. Nit volume int Chi. Viacom vat 2.357,000 1h Watcomb 1,919,300 37v4 % Amdahl 782,400 9vi 4na vaccine 687,700 10?/4 h Spur 601,600 45w Wec Hobay ,. .585,900 10h Vuk Gundars or. 558,700 27 Vuk Royal Oak 549,700 39/16 1/16cheysfts 386,300 1054 unch arc int 377,200 3vt h Dow Jones new York Dpi Dow Jones closing Range of aver Ages wednesday neg i Low Glott Ching 3704.91 3612.05 3674.63 off 3.36 1399.37172.03 30 industrials 20 transport15 utilities 65 stocks High 4.9 1446.88178.22 1245.04 1422.19 off 18.63 177.50 up 3.561209.18 1232.11 Oft 2.25 annual ritual set to begin shoppers for the malls 1 so ". J -. By Joyce my Rosenberg the associated press new York retailers have Bee getting ready for months. All shoppers have to do is digest the Turkey pile into the car head for the mall and the Christmas shopping season will be underway. Not so fast before they spend their first dollars americans will be observing some of theother and often less pleasant rites of thanksgiving weekend. Traffic jams. Hunting for a parking space. Trudging through packed malls at a Snail s  vainly for a table in the food court. Shopping can be hard work. But luckily for the nation s retailers millions of people today will Brave the elements Ana each other. Many retailers including department stores and the big National chains were opening at 8 a.m., and Many were offer ing specials for Early shoppers. Some retailers such As the electronic Schain nobody beats the Wiz in the East Michaels Craft stores and All Kmart Dis count stores opened thanksgiving itself i see a higher level of traffic. A higher level of willingness to shop in warehouse clubs and outlet malls1 Jay Scansaroli Arthur Andersen & co. Getting a leg up on the Competition. These stores also offered specials for people who shopped on the Holiday such As Michaels Coupon for 30 percent off Ronall regularly priced merchandise. While shopping can be hard finding great values this season is Likely to be alot easier even if people Are not in time for the Early Bird specials. Retailers Are trying to outdo one an other with Good prices knowing that this is what customers really want. And win Ter apparel which languished in the stores while the temperature remained High is marked Down in Many outlets. In their quest for value More shoppers Are expected to visit stores such As Ware House clubs and outlet malls this season possibly making those retailers busier than in the past. I see a higher level of traffic. A higher level of willingness to shop in those other forms of retailers said Jay Scansaroli the partner in charge of a thur Andersen & co s worldwide retail Industry practice. His firm surveyed shop pers and found that 40 percent planned to visit outlets or warehouses up from 25 percent last year. Here Are a few survival tips for weary shoppers in the states if you need Cash visit the Bank be fore you visit the mall. Standing in line for the automated Teller machine inside the mall will be frustrating and a waste of time. ". Eat before you get there. That Way you can avoid having to eat a Jit Down meal at overcrowded mall restaurants. Try strip shopping centers and free standing stores that May be less  clothing boutiques Are trying to lure customers by offering value. Railroading their cargo Drivers take their trucks off a train in Lovorice czech re pub lie. The rolling Highway transports 250 trucks daily Between lie this week. The truckers use the trains to avoid Long Border Dresden Germany and Lovorice. Each Driver Oaks about $57delays on the highways Between Germany and the czech re pub for the three hour trip. Twa flying into bankruptcy so what experts say by new Day reports that trans world airlines has threatened to go Back to bankruptcy court mean Little to the flying Public As the Busy Holiday season approaches say Industry analysts and travel agents i i hate to say this but this is another to hum .bankruptcy Story said Barbara Beyer an airline analyst with a Mark inc. In Washington . The Industry has managed to survive by moving into bankruptcy As required. It does t mean anything is going to change. This has nothing to do with the operational sideband with the passengers Beyer added. This is Only about the financial  officials at Twa which has been ailing financially for years did not return Calls seeking comment wednesday. But the airline has been meeting with creditors to restructure its debt and build up Cash re serves heading into the slow Winter season. Many of the Carrier s creditors have been reluctant to agree to Twa proposals which has led the airline to threaten to file for Protection under chapter 11 of the bankruptcy code from which it emerged a year ago after almost two years of protected status. Other airlines that failed have left ticketed Passen Gers stranded but those involved Complete shutdowns. A new chapter 11 bankruptcy for Twa like the on before it would allow the airline to keep flying while it worked out a plan to pay off its debts. Obviously this is one of the busiest times of the year but this statement on possible bankruptcy is Nota real worry for Consumers said analyst Marc Klee senior vice president of american fund advisors. As a general Rule bankruptcy has not been a reason to avoid a Carrier Klee said. Carriers have continued to Lyme. Some Consumers avoid carriers 4hat Are weak but there has been no talk of them shutting Down. Is that a possibility Down the Road who knows