European Stars And Stripes (Newspaper) - February 7, 1978, Darmstadt, Hesse                                The Buck Hunters military borrowers Are sit Ting ducks for unscrupulous the system makes them even when Treyve paid their just its easy for dishonest collectors to hound the name of the game is in practice this Means turning the screws at the right one of the favorite ways to do this is to Send a collection notice to the in personal visits by collectors Are sometimes just As finance department the credit departments of Large and Small firms at Home and abroad Alt use pres sure to collect evidence of their tac tics is on file at military Legal offices throughout in v corps Legal assistance lawyer John Martensen says Many companies like to Deal with the military because the Chain of command gives them a lever to prod into the jackals of the Trade Are Compa  la Bill their automated Billing programs Lead to frequent errors and an impersonal approach that infuriates innocent victims of such payment Standard procedure is to bombard do oils with successively More insulting no often Bills Are couched in Legal Ian Page bit in fact have very Little Legal Martensen mall Grams Are another they Are used to create an impression of come come out wherever you by Bob Hoyek staff writer at times Dunning practices Are so Sharp that they seem designed to Force payment even when no Money is out of frustration and fear some people Are badgered into others Are called on the carpet and seek redress at the nearest Legal assistance of thou who try to out a menu themselves font envy nod to their disgust cwt Ibey ire corresponding at Rhei main air Charles assistant staff judge adv finds that computerized letters of indebtedness usually turn customers very rarely do these tetters really Deal with the Issue at Wellington they tend to ignore or circumvent the real parable in in a Soldier on the mailing list of Rich an Agency received nine letters of indebtedness even though he had met All Frederick first ser Geant for v corps q personally experienced the frustration of trying to Settle an account with an automated credit de a computer gradually built 13 cents credit with a stateside department store into some too in it took Rehse months to Settle the screening inevitably separates legitimate collectors from scavengers milking the but the process is Tim econ costly and it can be embarrassing especially for innocents accused of bad with Legal offices Bow advising Mountain by Bux Walker project editor Soldier was hesitant to he was nearly four thousand r Duars in debt and probably pm in grassed by the but he volunteered to talk about his prob t debt by overspending during Yean and now he is d with the Prospect of living on month of hta take Home t didst pay any attention to what i was doing Wuh be said looking Back at the years in the when he and his wife bought clothes and dozens of unnecessary mostly with credit i really didst know where the Money was one Day 1 looked around and we were in owed about he was sent to Germany and the Bills followed one morning he was called in u see his commanding officer about a letter of he was told to get to straighten out his financial he was referred to a financial coat Shor at the heal army Community i knew they did financial acs but i never thought about he what happened from there follows a Pat Jem that acs spokesmen say is Norma for most individuals referred for financial the individuals provide us with information that includes All the facts and figures on their explained Jane a financial adviser at the Frankfurt it usually takes two or More visits to get a Complete picture of the a coun Jie Kir is then assigned by Acislo work with the service member and the Counselor and i redly didst know where the Money Wos one Day i looked around and we were in debt about the majority of people that come Ben have problems which manageable and Akin there is sort of Ruta of thumb for deter Ming How serious me problem after we do the paperwork and we see the Money left for  the Man cannot pay Meh hard of by committed monthly our service really does not help at this Point we refer film to Legal assistance for possible of acs adviser usually writes creditors and a Noesis a repayment flu which financial Odvin Jam Alcin will the Sente member u mate Reto ced m a debts my More a Fata and comes to acs each month to provide proof we being i think ened