European Stars And Stripes (Newspaper) - February 7, 1978, Darmstadt, Hesse                                Dave pay by Bob hover writer 4 belching everywhere cars and most of them running on i credit credit put America on wheels and credit keeps America on across the nations highways millions ride cushions at Home and abroad military car owners join the credit nearly everybody seems to be borrowing Money or cars which Are the sole Means of getting to and from the plight of commuters steeped in without credit Many would be forced to abandon their with credit they pay and pay dearly for transportation that has become an everyday As inflation eals up the pay boosts of recent years a Gap mag army of motorists borrows increasing sums of Money for those evermore costly the financing process puts the Pinch on Consumers Al All income most Endeavor they engage they led to care for and feed thu Nob life by any measure this is a Fwy Fin arriving Ai communities soon team there is escape from credit habits acquired at the overseas environment us to induce increased Appe i we whetted by an array of elegant Frisky european and by those prices offered at Mill r exchanges for the latest products out nor exceeding the to uhf a us american Motorist in to we bulk to with it Van the see of the k is not that problem crop up for those borrow Money and for those who pro car learn thai their eyes than their that ratings Are simply not hefty ngh to cover the Model Ais style of car paychecks to ounce Only to am they barely  unified credit often results in the Pur Der of t which costs More a tall Seldom is reliable and often soaks Impre Money in repairs than the original High Cost of automobile insurance is Godf Wees to do without a m it v Buo i that have already drawn them deeply us Scott at stat us died Puary probe pros growing oat of utom Hue i just Gaw up the he the credit Union took it Over and sold it this reduced my obligation to the credit under the circumstances there was no Way i could keep the of necessity creditors Lake a different View of credit than their goal is to make Money a fact that dictates lending credit military Commer Cial Banks and loan companies the four lending institutions putting up Money for the automobile credit invariably use similar criteria to it sure a Carload a while rank in itself is not a limiting the amount of Money loaned to Lowe rankers i determined by the size of their weve got to judge an applicants ability to repay the a credit Union offi Cial after All were not lending buttons were lending Money and its the Money of credit Union its obvious we cant loan a for a in Coln even though military pay hat been steadily so have the prices of new cars a fact that Makei it difficult for the Low ranks to finance even us least expensive new Auto salesmen working military exchanges observe firsthand the frustrations and disappointments of those who want to buy new cars but Lack the credit to do except on Cash where the Money has been saved or comes from they sell few cars to personnel in the lowest three pay most of our loan applications go to the credit Union and most of them Are approved because we know from expert the limits of a prospects a f Man at the Exchange theres no sense writing up a client Fofi car he cant often we talk a i out of a expensive car and put him j one he can while screening weeds out Many i financial emergencies cause borrowers to others slide f on payments because they simply More credit than they can w the nonpayment eventually lid to repossession a process that often suits in losses to Borrower and Many cars that Are Lepou Sedli left in deplorable manager of Federal credit Union outlets in often As not they were not t and before we get to w Uwi turf become to Kverne that they contrib note to Carter a Job Vearold army Moo under com Mand pressure to get his credit act Ogeth sorrowfully relates his costly experience with an old when the Axle went out on the Auto Page a6 the stars and stripes february