European Stars And Stripes (Newspaper) - May 20, 1985, Darmstadt, Hesse                                May paid advertisement special insert to the stars and stripes services and business conditions services and business conditions american express International banking corporation operates Community Banks in the the United Diego the Korea and Panama under contract with the department of defense Dod for authorized military Dod and their the following charges and conditions established by Dod Are in effect As of 1 october the charges assist the department of defense in offsetting expenses incurred by the United states government in maintaining Community Banks for the convenience of members of the armed forces and other eligible checking accounts regular checking no monthly service charge if account Holder maintains one of the following sure pay Deposit or allotment Deposit or minimum daily balance All other regular checking accounts Are charged per month now accounts interest paid monthly on average daily balances if average balance Falls below there is a service charge of the following apply to both regular checking and now accounts accounts will be debited per Une coded withdrawal slip when customers have been issued a checking starter Stop payment orders Are charged per accounts with no activity deposits or checks paid during the preceding twelve months will be transferred to dormant status and charged a monthly maintenance wire transfers for inward and fee plus Federal and telex Bill paying service in certain Host Bill paying service is provided to there is a charge for each except for Utility and Telephone which Are paid free of overdrafts and insufficient funds there is a charge for each item presented for payment against an account whose available balance is insufficient to cover the item including any available reauthorized line of savings and investments savings accounts interest of 5vz per annul computed on the average daily if or no interest is paid on a no appropriated fund or private organization account with a balance below if the savings balance Falls below during the accounts will be debited per if one or More withdrawals have been there is a charge for each transaction which creates or increases an accounts will be debited 50tf per Une coded withdrawal if the the customer has been issued a savings accounts with a balance of or on which there has been no activity deposits or withdrawals during the preceding twelve will be charged a monthly maintenance automatic savings option account holders May authorize the Bank to Transfer a specific amount from their checking to their savings account each no charge is certificates of Deposit cd nonnegotiable certificates of Deposit Are available at interest rates higher than those offered for individual interest can be guaranteed for 1 and 2year please Check with your customer service representative for current local currency cd Are also available in certain Host credit services signature Loans minimum amount interest rate currently per month on the unpaid 15 annual percentage rate with a minimum charge of late charges 5 of each late instalment or no penalty is charged for Early Auto Loans subject to credit terms and automatic loan payments automatic transfers from a checking or now account Are made to the account holders own loan collateral Zed and term Loans secured by your cd with up to the face value of the see your credit service representative for pal reauthorized line of credit upon minimum increments of transferred to checking or now account As payment automatically debited monthly from a checking or now account balance minimum payment and under balance in full Over 5 of daily loan balance finance charge of 15 apr on outstanding balance no penalty for Early repayment travellers cheques and foreign Exchange unlimited Purchase a charge of 1 of the value is Host countries conversions and reconversion involving most european currencies Are coins Are neither bought nor except for local please Check with your customer service representative for current Money orders and Bank checks Money orders Are issued in amounts up to at a charge of for the first plus each additional or fraction Bank checks Are available in for a other currencies May be available at certain a charge is made for each Bank Check issued for Relief from added value taxes when authorized by Host Check encasement checks presented by authorized patrons arc cashed or accepted for collection under the following conditions checks Are cashed for the drawer or within named no encasement charge is made for checks issued by government agencies or overseas Community the following per Day limits and conditions apply to checks or unqualified paper drawn on other financial institutions when presented by account holders if the proceeds Are deposited to a savings or now account and not withdrawn for 5 business Days from the Date of there shall be no if the Check exceeds and exceeds the savings account balance by not More than there is a a Check that exceeds the combined balance by More than May be cashed with the approval of the Branch manager or May be deposited As stated if the charge is if unqualified paper does not exceed it shall be cashed without if unqualified paper exceeds it is cashed with a the following per Day limits and conditions apply to checks and unqualified paper drawn on other financial institutions when presented by properly identified customers who Are not account holders if the Check is for More than normally it will be accepted for and there is a charge plus any out pocket expense for As an exception to a Check that exceeds May be cashed with the approval of the if the charge is if unqualified paper exceeds but does not exceed it will be cashed for if it exceeds it May As an exception to policy be cashed with the approval of the manager for or sent for collection at a charge of plus any out of pocket expense or deposited with a 5day hold to a new at no any Check whether deposited or which is returned unpaid will result in a charge in addition to the amount of the unpaid checks payable outside the United states denominated in either foreign or subject to per Day limits and conditions above and Host country currency checks May be cashed or taken on other foreign currency checks will be or taken on collection and then converted to at the current Check if allowed by foreign currency regulations prevailing in the country on which item is special services for account holders express Teller Deposit and withdrawal service 24 hours a Day 7 Days a statement reconciliation a charge is made for the second and each subsequent Bank statement reconciliation performed by Bank excepting Bank american express International banking corporation an american express Community Bank we Are Here to provide you professional banking service and enjoy doing it advertising appearing on is Page is not endorsed by the department of the military or stars and