European Stars And Stripes (Newspaper) - March 11, 1986, Darmstadt, Hesse                                Page 2 the stars and stripes tuesday March 11,1986 House panel wants changes in new a b/7/ by Chuck Vinch Washington Bureau Washington a House subcommittee has proposed to make numerous changes in the new i Bill despite a Rea Gan administration proposal to replace it with the old veterans educational assist Ance program. Personnel chiefs of the various services As Well As rep. . Montgomery d miss., chairman of the House veterans affairs committee have praised the new i Bill As an effective recruiting tool. Some of the changes to the i Bill pro posed by the committee s education training and employment subcommittee include allowing participants to stretch out payments. Currently service members must contribute $100 a month for 12 months. The subcommittee wants to make that $50 a month for 24 months. Providing refunds of the $1,200 requirement if the benefits Are not used within five years of discharge from the service. Establishing provisions for flight training to be covered by the Bill. Changing the requirement for individuals to provide school attendance Cert Cates after completion of Active duty the administration As part of its fiscal training. 1987 budget request is seeking to end the in congressional testimony last year planned three year test of the Bill that the personnel chiefs of the services said began july 1. A veterans administration the no refund policy and the High monthly spokesman said the Reagan adm Nistra payments for the first 12 months of serv Tion believes the program is a needless ice were two of the most unpopular Fea Tures of the Bill. But they said service members preferred the new Bill Over the leap program. Under the new i Bill service members pay $1,200 and the government contrib utes $300 monthly when participants Start fiction from once a month to once a year using the benefits. Under the leap pro allowing National guard and re Gram participants could receive More but serve personnel to use the Bill to get High they had to put in at least $2,700 of their school diplomas or equivalency certify own Money instead of $ 1,200. Expense because recruiting is going Well. But a congressional staff member said recruiting is going Well in part because of the i Bill. The subcommittee staffer said the veterans affairs committee is expected to approve the changes. The Bill then will go before the full House for a vote. Montgomery has called the administration s proposal to end the test of the i Bill dead on  news update heart recipient Home Pittsburgh a a Pennsylvania businessman who received an artificial heart and then a human replace ment has returned Home just Over a month since his first transplant. Joseph Burello 39, of new Alexandria was  presbyterian University Hospital of Pittsburgh because Doc tors Felt his new human heart was not being rejected said Hospital administrative assistant Karen Lewis. He received a Jarvik-7 mechanical pump on feb. 3 and a human heart on feb. 16. My test succeeds Vandenberg fab Calif. Up the air Force has successfully completed the 11th test launch of an my missile with the weapon flying 4,100 Miles to a target in the Pacific Ocean military officials said. The missile was launched from Vandenberg fab about 60 Miles North of Santa Barbara. It landed 30 minutes later in a target area on the Kwajalein missile Range in the Pacific Ocean air Force it. Tom pander said. Sex terrorist freed Bergamo Italy a a Northern italian court has released from prison Michele Viscardi once one of the most wanted leftist terrorists. His later testimony to police led to the arrest of 130 suspected terrorists. The news Agency Ansa reported that Viscardi a for Mer member of the Ultra leftist group Prima Linea front Lin Active in the 1970s, was released after 5 a years in prison in Bergamo the Agency said in Exchange for the information he had provided authorities. Viscardi had been convicted of eight murders including that of Paolo Paoletti director of the chemical firm in Mesa where an Accident in 1976 caused a huge Cloud of highly toxic dioxin Gas to escape. Shuttle hiring halt Houston a the Johnson space Center has ordered two key contractors to temporarily Stop hiring workers for shuttle contracts Nasa officials say. Rockwell shuttle operations was told to Stop hiring for the $379 million space transportation system operations contract Agency officials said. Unclaimed baggage Offenbach Germany warehouse personnel Are trying to locate service members and civilians in Europe who have not claimed their unaccompanied baggage. Baggage left unclaimed after 300 Days is subject to disposal a v corps spokesman said. The following individuals should Contact the Offenbach warehouse Ito Box 444, Frankfurt military Community Apo 09170, or Call Frankfurt military 2311-5008 or 7309. Baggage unclaimed after 60 Days Becham Anthony Bricker Marvin Burgman . Grooms . Huggins Charles Warren Fannie b. Baggage unclaimed after 120 Days Belle Deborah a. Bonner Richard Compton Tallia Dougherty Kevin m. Swan Brenda Worth . Boardman Timothy p. Carter Reginald Johnson Roger Lowray Gavin Lisa Parker Curtis a. Brady Jackie Johnson John Jones Larry Miller Beth Woods Hilton o. Correction the Contact phone number published March 4 for peo ple interested in attending the association for Young Chil Dren Europe Spring conference was incorrect. The Correct phone number is Mainz civilian 06134-65566. The Sta Sand stripes regrets the error. Experts warn of finance Pitfalls when gis meet the system7 by Dan Wollam Stuttgart Bureau Karlsruhe Germany it in t youth alone nor the system that causes financial problems for military members. Financial problems arise when youth and the sophisticated financial system meet said Madelyn Wylie financial coordinator for the Karlsruhe military Community. Wylie has met people with 13,000-Mark phone Bills. Junior enlisted soldiers have walked into her office with checking accounts overextended by As much As $10,000. Higher ranking people have found themselves in debt to single creditors for that much. Some service members make purchases which put them in debt for the length of their overseas tour. Most of the people Wylie counsels Are referred to her by commanders. Wylie and her Counselor can offer advice balance Check books act As consumer advocates and help liquidate debts. She has negotiated with the German Post office to prorate Large phone Bills. But she d rather prevent financial problems than try to cure them after they become disasters. And prevention Means education. Beatrice Altman Schevitz who worked As a financial adviser at american express for four years teaches Finan Cial classes to Karlsruhe soldiers and their families full time. Wylie and Altman Schevitz believe soldiers and their families especially those on their first tour need to know More about the increasingly sophisticated world of Bank ing spending and investing. The Counselor said some first tour soldiers have never had a paycheck never Man aged a checking account and never Learned to read leave and earning statements. Wylie said there Are a few barometers soldiers in Europe can use to measure their financial status emergency savings. Wylie said three months base pay should be set aside for emergencies. Even with the availability of Mac flights emergency trips to the states can mean Large expenditures she said. Delaying the payment of Bills. If a person starts skipping payments figuring to catch up next month he s probably having financial problems she said. Running out of Money before payday. If payday is the Only Day a person can go near the commissary he or she needs to do some financial planning she said. Altman Schevitz said rotating credit known As Preau theorized line of credit or pal at american express Banks is one example of mixing naive spenders and sophisticated banking. With rotating credit the Bank client has overdraft Protection on checking accounts. At american express that Protection is usually $300. The Protection is actually a loan Given in increments of $100. If a client with revolving credit writes a Check for $25 Over his checking balance $100 is moved to his account to cover it and the client pays 15 percent annual interest on the $100. But Altman Schevitz said Many clients Don t realize the overdraft Protection is a loan that must be repaid. Family members often Are unprepared to handle i invest in Good products things that last when you return to the states. Invest in trips. You la have those memories your whole life Madelyn Wylie dances and need to take financial classes the Counselor said. The husband is in the Field Altman Schevitz said. The woman is left alone and she s just As Young As the husband. The command really relies a lot on her to make sure the finances work. Unfortunately she often in t  there s a lot of stress in being Here for the Young Wylie said. Young wives often compensate for one kind of stress by buying  the Counselor said the keys to staying solvent Are set Ting goals and planning. Wylie said the idea of an 18-year old person setting Long term financial goals May be unrealistic but Short term goals for a summer vacation or new stereo Are necessities. Altman Schevitz said soldiers should have fun with their Money but they should make sure the fun lasts. Invest in Good products things that last when you return to the states. Invest in trips. You la have those memories your whole  Gen. Palmer to head West Point Leland to take Ansbach command Ansbach Germany maj. Gen. Dave r. Palmer has been nominated for promotion to lieutenant general and will be appointed by president Reagan As superintendent of the . Military Academy at West Point the Pentagon announced. Palmer commander of the 1st army div since june 1985, will assume the duties of Academy superintendent following the retirement of it. Gen. Willard w. Scott this summer. Brig. Gen. Edwin s. Leland jr., who has been nominated for promotion to major general will assume com Mand of the division in Ansbach from Palmer. Leland is commander of the National training Center in fort Irwin Calif. He is a 1961 graduate of the military Academy and has served As executive officer to the Deputy chief of staff for operations and plans . Army com Mander 1st brigade 24th inf div and assistant Deputy chief of staff for operations . Forces come. In Europe Leland commanded the 1st in 64th Armor 3rd inf div from december 1974 to june 1976, and was the division assistant chief of staff for operations from june 1976 to june 1977