European Stars And Stripes (Newspaper) - October 22, 1986, Darmstadt, Hesse                                Where the of Money goes More debt than you Panhandle a a.  by Marynett consumer editor w Hen the Dollar was High icy wore living High never dreaming Iho Good life could come loan abrupt endow. However the Dollar has plunged and they Are finding themselves flattened by payments Hoy no longer can meet american Community service acs  Leoa assistance officers Are seeing members 01 to military who wish to gut out of contracts they no longer can Ali Ord. Attorney Jerry Shiles of the office of he Small jud3e advocate 21st sup com in Kaiserslautern. Says ii they come to us we automatically recommend they go to acs. Acs has the Timo and the in Perlis to do a financial work up ii it is clearly a Case they cannot handle the. People Are too deep in Deb they Send them Back to us. Sometimes just the fact that there is an attorney involved will be enough to induce he companies involved to cooperate in trying to work out the  to look at the Case and it is clearly a chapter 13 or a straight bankruptcy situation then we go ahead and Contact the Legal folks in the Stales to initiate  says that he has had about 12 people come in during Iho year in very serious situations because they had overextended when the Dollar was Strong. They were going Oul and signing Aii soils of  when the con races were made with German firms there is not much that can to done. There is no such Ihms As a personal bankruptcy in Germany. Basically what most of these people have tried to do is race Back to the Stales in Hopes of avoiding the debt obviously not a smart move what we iry to do says Shiles is to get the companies to agree to plans Lor reduced payments. A Cotillo of bancs he reports have been very cooperative. Continued on Page 14 wednesday. October 22, 1986 the stars and stripes Page 13