European Stars and Stripes (Newspaper) - May 10, 1989, Darmstadt, Hesse                                Happily married also i a new study has found that retirement is a satisfying time of Lite for most couples. By Rob Stein United press International any americans May dread or delay retiring because they fear ruining their marriages but a new study has found a husband s retirement does not create serious marital problems for most couples. The three yeat study of 92 couples found a majority 60 percent said Iho husband s retirement within the past year had actually resulted in a somewhat or much better Quality of life. Only 10 percent of the couples reported their marriages had deteriorated since the retirement. In most cases that deterioration could be traced to other factors such As an illness. The rest of the couples said retirement had not changed their marriages said Barbara Vinick an assistant professor of social and behavioural Medicine at Boston University school of Public health. Vinick conducted the study with David Ekerdt of the University of Kansas medical Center. Meet i think there is a popular notion that retirement is retire going to have sometimes dire consequences for the marriage. There s the old stereotypes of husbands while being underfoot and wives pulling their hair out Marri because of their husbands getting in the Way said the Vinick who called the study the most comprehensive stud Ever done on the subject. E h i think the finding that would be the most important Clio to get out to people is that retirement is not a crisis in said the lives of people. Life is pretty much a continuation it after retirement As it is before retirement said Vinick Jerm also a sociologist at the veterans administration we outpatient clinic in Boston. Neg in fact the study indicates the Best Way to predict and t whether retirement will adversely affect a marriage is to a look at the marriage before retirement. If it is Good then Imp it should be Good afterwards and vice versa. Incr i our feeling is if a marriage is troubled before Privati retirement it probably will be after retirement. The same Vav issues will be there. Similarly if a marriage has been realm Home ownership for Many couples the dream is on hold by Randolph e. Schmid associated Pressy Oung couples still dream of Home ownership but higher housing prices in the United states and delayed marriages mean a longer wait for the reality. Couples in their 20s traditionally provide the population fuel Lor growing House sales but they Are losing the ability to cover Down payments on starter Homes according to housing analyst f. John Devaney of the census Bureau. Between 1975 and 1985 the median income of couples in their 20s Rose 80 percent while housing prices climbed 125 percent Devaney reported in a just released Bureau analysis housing in America 1985 86." the financial constraints on these Young couples Haven t dampened the growth in housing much it would seem with the report showing that the nation s housing Slock grew twice As last As the population. Housing increased by 26 percent Between the mid 1970s and 1985 while the population of the country grew by just 11 percent Over the same period the census study showed. Helping absorb the increase Are the shrinkage in average household size from 2.94 to 2.69 people during the decade requiring More Homes Lor the same number of people and the number of people investing in seasonal and recreational houses Devaney said. Devaney said the growth in housing prices is forcing Young couples to delay purchasing their first Home. The starter or first Home is usually the hardest for a couple to make a Down payment on since the Down payment on a subsequent House usually can be obtained from the Sale of the prior one. The median Price of first Homes Rose from $27,100 in 1975 to $61,000 in 1985.125 percent Devaney said. At the same Lime the median income of married couples who rented a Home climbed Only 80 percent from $12,30010 $22.200. The result Devaney explained is that Young couples who used to move from the renter to owner category in their 20s Are now delaying the transition into their 30s and Laler because they can no longer qualify for the mortgage Loans. In 1975 three fourths of married couples aged 25 to 35 qualified for an 80 percent mortgage a figure that fell to less than half by 1985. The study found. Basically there is still the desire it s sort of ingrained in our psyche in this country to own a Home Devaney said. But realization of that desire is being delayed and Devaney said he does t expect any sudden turnaround in this situation. At the same time demographic reports show that Young people Are marrying Laler than they have in the past waiting until they be completed their educations and launched careers and Are also postponing having children. In addition to the Rise in recreational and seasonal housing Devaney noted that smaller households have taken up a Large share of the increase in total Homes in the country. Divorce and separation up sharply in the United slates in recent years turn one household into two he observed. In addition Many elderly widows continue to maintain Homes on their own and the postponement of marriages by Young people has led Many of them to maintain smaller households. One in 10 Homeowner units is a woman living alone Devaney commented. By Deirdre Carmody new York times Ith top private colleges in the United Stales announcing annual Price tags edging up to $20,000 Lor next fall Many of the colleges Are now asking themselves How Long can they continue to subsidize students including those from relatively Well off families at a rate that will keep them enrolling. In fact these colleges attempts to keep providing scholarship Money has become part of the problem. As Federal educational Grants have declined in the 1980s, private colleges have had to give students More scholarships and Grants to make up Lor the shortfall. This has created a Cycle at some american colleges in which an increase in financial Aid one year contributes to raising tuition the next to pay for the increase in Aid and so on. There is such a squeeze that it is not realistic to think that Tho colleges can continue to do  said Elaine i Hawas the author of Campus trends a publication of the american Council on education a Washington based group of educational organizations. They have been heroic doing this on a student by student basis but it is not realistic to think that this can be  the increasingly serious situation is raising fears that some colleges will have to Cut programs and restrict expansion. Some Small colleges that previously set goals of $50 million for capital campaigns Are now doubling these goals. There is a continuing concern about the ability of Middle class families in the United states to afford to while Jetor is workw6 0h his choke Bill what Appuzo Atkus you i on mme on our App cations for sew jobs a hot asst wipe $10c 80 60 40 20 All a Cost crunch on Campus put ii in the situate yet Incon a. Finan cart top i year Consi of$6x Foi in tha to Low so Beac iri19f 1984 inc Luc Thi alien Evi const Iceni Hiss of info Sai expel Ireci highe an. Wash Page 14 the stars and stripes wednesday