European Stars and Stripes (Newspaper) - September 11, 1989, Darmstadt, Hesse                                Monday september 11, 1989 the stars and stripes Page 11 Reader expands on article on insurance you acc Cully ran an article titled firms now doing business without army sales permit the article included several interviews with Jan Hudson Pruden tial s general a genl John Schlagheck and it. Col. Ron Ald Smi Hcrman the new chief of the solicitations Branch Europe. What was wrong with the article was that certain questions weren t asked. The cogent Point not approached by any of the above parties is How will the consumer be better served and protected Here in Europe that is the reason Why we have the solicitations Branch and its permits. I would like to carry the Point a bit further by explaining that i too am in the insurance business and a member of the National association of life under writers Here in Europe. Or. Hudson and i Are Good friends but we differ on a Point or two. One of the Points i would bring to the attention of the consuming Public is that or. Schlagheck could not do what he is trying to do Here in any state in the Union. The Day he went uncleared under most state statutes is the Day he would be in court if not in jail. His statement As to training and better qualifying  ple is nonsense. Under stateside Laws new agents Are registered usually with a temporary License and must be tested under Szalc jurisdiction. Supervision of Novice agents is a must. A continuing education requirement again under slate supervision is mandatory in at least 42 jurisdictions. Why you ask to protect the consumer that s Why. We of the nalu have been instrumental in putting these Laws in Force throughout the United Stales to insure the professionalism of the a genl Force. As Mailer of Law the Conli Noily of the training and Educa Tion of agents is in fact guaranteed or they will not qualify for License renewal. Since the germans have no such similar system just How do you propose to comply with Laws of the United Stales Here in Germany now financial planning Forbes ran an article sever Al years ago Wilh a Monkey on the cover titled any one can be a financial  just what kind of an unregulated monster arc you trying to create and turn Loose in this Market docs your company s Flag ship Szalc approve of this Type of disregard for existing regulations now a few strokes at Jan. Jan is a Fine person. He has probably done More for the Industry through the nalu Here than any other single person i know. But he is not alone. Of hrs see things and we often have Lively discussions at our quarterly meetings mostly on consumer issues such As this one. What bothers me is Post offices close Friday since tellers to the editor arc the Best Way to Reachie largest audience please run the following notice m your  army postal facilities in West Germany the Netherlands Belgium and Italy will be closed Friday for postal organizational Day. Those facilities that normally oper ate on saturday will open at the regular time. Please Bear Wilh us. We will soon be working longer hours to gel your mail to and from your loved ones inthe United states for the Christmas holidays. Thank you for your patience and support for our organizational Day Celebration. Bill Tyler acting chief mail services Heidelberg West Germany the nalu failure at what we do Best providing sound training programs and most important work with the Legal authorities to ensure an equitable and fair system is devised to suit everybody s needs Here in Europe. We May have failed our members and most importantly our military clientele by allowing the system to evolve to where the ids situation is going. Without the Rule of Law present the military consumer could get Hurt. We must work to Correct that situation and Cor rect it fast our Industry and our military clientele deserve nothing better. It should be nalu s priority project of the year. It is interesting to see we have another new face inthe european solicitation Branch. Welcome aboard it. Col. Smitherman. The few lines i la say to you is i Hope you have been graced with the Wisdom of Solo Mon and the patience of Job. My other wish is that you would take some Quick Steps to offset the ids situation and fast. Most certainly you la need new weapons. Your pre sent game plan is Over 30 years old and the close the Gate and get the tar and feathers out won t work. Or. Schlagheck says he does t need your Gates anymore. However the military consumer does need to be protected. If you think he does to just ask anyone in our Busi Ness what happens when an . Williams Type opera Tion gets going. It la Cost these folks millions. By the Way colonel millions is the name of the game. Get Ting control of the allotment system is in fact the life line of the Industry. It s the old no tickle no Laun dry game. That is Only one of the weapons you la need. You also need to establish some form of judicial presence Here in Europe to Deal with the Many problems you re going to have if you can t control uncleared Compa Nies. When the fraud cases come in and they will instead of the closing the Gate syndrome How about a Little Legal game called fraud is jail time for the perpetrator. It is not a new concept the Federal authorities do it  the time in the states. After  if the consumer can get Legal Protection there with Legal redress Why not Here it would solve a lot of problems and take a lot of unqualified illegal people out of our military communities european wide. In summary it appears everyone either did not Sec or failed to enunciate the real Issue Here. We have Fine people in the armed forces today. They Are As committed As any i served with in Vietnam. They also need to be assured and protected when involving themselves in serious undertakings with the Many varied financial products in the Market today. They would have that Protection in the states under Federal and state jurisdictions. My comments above arc designed to bring one to a Point of reality. These Points arc quite Clear in existing Laws governing our Industry. Although the regulation is not perfect it docs strive to afford the military clientele some degree of Protection. Evading that Protection is not in our Industry a association s or clients Best in Terest John w. Bill Andrews kit Zingen West Germany  letters to the editor must contain the full printed name and address of the writer and must be signed. Wedo not read unsigned letters but we will withhold your name on request and protect your privacy. All letters Are subject to editing. Arm Landers dear Ann Landers i could t believe your stupid answer to Milwaukee the 16 year old girl whose parents walked in and caught her and Freddy in the act. She said the were in love but behaving responsibly and using two kinds or birth control. Instead of congratulating her on having Good sense you told her to Cool it with Freddy and Dale , you arc sure to get blasted Tor that out of this world 1950s reply. Arc you on vacation or what also 16 in Oregon dear Ore i m not on vacation. Nobody writes in this space but me. You were right when you said i was sure to get blasted. The majority of readers has labelled me unsympathetic and unrealistic. Read on. From Hammond ind surely you Are aware that most 16-year-old girls Are having sex these Days. At least Milwaukee was in love. Most of the girls in my town Are fooling with a lot of Guys just for the fun of it. The girl who wrote de served a Pat on the Back. Instead you gave her a pie in the face. From san Diego Twenty years ago my parents walked in on me and Johnny. They ordered me to Stop seeing him. I deliberately got pregnant. You should know Ann that mos teen agers arc rebellious and will go out of their Way to show their parents that they cannot be controlled. From Little Rock in your Booklet sex and the teen Ager you said that once the line has been crossed and a teen age begins to have sex he or she is not about to Stop. That was a sensible and realistic statement. So How come you gave the 16-year-old girl from Milwaukee such dumb advice maybe you ought to go Back and read that very Good Booklet again. It made More sense than your answer. From Vancouver British Columbia i envy the girl who wrote that she and her Boyfriend were in love and using two kinds of birth control. If Freddy has a Friend who thinks like he does i wish he d Send him up Here. The Guys in our crowd won Tuse condoms. They say it s the girl s responsibility to take care of herself. 1 wish i lived in Milwaukee. From Charleston . I m a Mother of teen agers who was shocked by your advice. You told the 16-year-old to Date others with so Many sexually transmitted diseases out there How could you these Days parents should be thrilled when their to can age daughter goes with just one Young Man. I know i am. From Youngstown Ohio Milwaukee and Freddy sound More sensible and mature than most adults. They Are making sure no pregnancy results from their love akm. I say Hooray for them. From Royal Oak Mich you Are going to hear from a zillion readers about your reply to  i m a Mother who went through the same thing with my daughter. I knew i could t win if i ordered her to stay away from her Boyfriend so i did t try. I sat Down with her and made sure that she knew exactly what she was doing. My Confidence proved to be the glue that held us  is Ann speaking. I am neither unrealistic nor stupid. I know that a great Many teens Are sexually Active but that does t make it right i do not condone sex for 16-year-Olds and if you want specifics order the Booklet sex & the  Send a self addressed Long business size envelope and a Check or Money order for $3.65 to teen do Ann Landers Box 11562, Chi Cago Iii. 60611-0562. Main office switchboard 06 55-6010. Ets 348-5741 or 523 or 6747. For department dial 06155-601 plus Extension or ets number and ask european edition col Jeff Hev m. Cook Usa commander editor in chief it col Suzanne l Phillips Usan Deputy commander editor in chief Marie Kominicki Meh Proctor Deane b. Mcdermott production manager managing editor circulation manager Tim newspaper i in authorized unofficial pub Cellon Lex members of me military services Overleaf. Conlen of the Sura and stripes Are not Nec Euary the official views of or endorsed by. Me . 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