European Stars and Stripes (Newspaper) - November 16, 1990, Darmstadt, Hesse                                Page 2 the stars and Stripe Friday november 16,1990 life insurance no longer ensured firms limiting or refusing policies for Gulf troops by Randy Mcclain financial writer Frankfurt Germany a sgt. 1st class Matt Lorimer figured it would be a simple matter to double his life insurance coverage before shipping out for the persian Gulf with the 3rd army div in coming weeks. He figured wrong. Lorimer a 32-year-old husband and father of one eventually obtained a new $100,000 policy from the National Western life insurance to. But that Only became necessary after Prudential a company with which longer had Long done business walked at increasing the value of his 6-year-old $50,000 policy. It was like a slap in the face a said Lorimer who lives with his wife Birgit and 2-year-old daughter Sarah in a suburb North of Frankfurt. A i know business is business but its just hard to believe at a time when american soldiers Are going Down Range that american companies would abandon them a he said. A Lorimer an artillerymen by Trade is not alone. Hundreds of . Service members bound for duty and perhaps War in the persian Gulf Are scrambling to find american insurance companies in Germany still willing to write policies for them. Since Early september a majority of insurance firms operating overseas have either ruled out writing policies news updates for service members altogether or have placed strict limits on the coverage amounts they re willing to Supply. American general corp. Of Houston for example will write no More than $100,000 Worth of coverage for soldiers in ranks e-5 and above $65,000 for e-4s and no More than $60,000 for e-3s. Other big companies including itt life insurance of Minneapolis John Hancock and Prudential Are declining to write policies for service members on Alert for Gulf duty unless the customer is willing to buy a policy that includes a a War  that clause Means death benefits will not be paid if the policyholder is killed in armed conflict. For most soldiers buying such a policy would defeat the purpose of getting life insurance in the first place. The strict rules Are creating headaches for service members trying to put their affairs in order in the Days before shipping out. But ironically the Tough underwriting standards imposed by some insurance companies Are proving to be a Blessing for the handful of firms still writing military business for All Comers. A my agents Are swamped a said Johnnie Walker who represents National Western life an Austin Texas based firm in Germany. A the Pace picked up about a week ago when they put six units Here in Kitzinger on Alert. Some have been told  be gone by thanksgivi Walker said his firm takes Pride a in the fact that we Are not deserting a Market that we be been Active in far  or he said Many customers Are coming to his office upset and with High Levels of anxiety. A we really have people panicking dependent wives with tears in their eyes coming Down Here saying what should i do its just tougher to get insurance now a he said. A some companies have pulled in their  Walker and several other insurance agents who Are continuing to solicit military clients said their business has increased 30 percent to 50 percent in recent Davs and the Pace continues to increase. A a Raymond Marshall european director for american i National insurance co. Of Galveston Texas said his firm is doing a land office business. A we Are actually getting More activity a he said. A and in the insurance business its a Little unusual when Neo-1 pie Call  v american National is putting a limit of $100,000 to $150,000 of insurance on new policies for servicemen Bers depending on their rank. But Marshall said that a enough for most clients. A your position is that the clients have been with us in Good times and we want to stick with them in the bad a he said. A Marshall added that american National May re evaluate its insurance sales policy if a shooting War started.  relations Washington a president Bush has extended the state of emergency with Iran stemming from its 1979 seizure of the . Embassy and american hostages in Tehran Iran. Iran seized the . Embassy in Tehran on nov. 4, 1979. Former president Carter declared a state of National emergency with Iran 10 Days later allowing the . Government to freeze iranian assets and impose other economic sanctions. The last of the remaining 52 hostages were released by Iran on Jan 20, 1981, just after president Reagan was inaugurated into office. Missing girl returns Chicago apr a mentally handicapped 11-year-old girl missing since october has returned Home safely and a teen Ager living Down the Block from her Home was charged with kidnapping police said monday. Until april Hall came Home sunday authorities did not know if she had run away or had been abducted. But police said they now believe she was being held just a Block from her family a North Side Home in the apartment of 17-year-old Francisco Flores. He was arrested sunday and charged with abducting the girl described As having the mentality of a 5-year-old, provided a sketchy account of How she spent the time police said. A a a a Iii Uzun Wai Munzu Gulf gis demands for eyeglasses overburden army spectacle makers Heidelberg Germany is amp so a Nui . Heidelberg Germany a amps a army spectacle makers in Germany Are up to their eyeballs in orders for desert bound soldiers and have stopped taking orders for civilian Type eyeglasses through military medical facilities. A the needs of our deploying soldiers have to come first a said col. Bill Hames 7th medical come assistant chief of staff for logistics. A your optical activities division has a sudden requirement to make thousands of prescription sunglasses and prescription inserts for Gas  currently More than 6,000 sunglasses and mask inserts Are needed for desert shield soldiers said 7th medical come spokesman Bill Swisher. The suspension does not affect orders for regular army Issue glasses for soldiers he said. The . Army medical Materiel Center at Pir Masens in southwestern Germany fills Low Cost Eye Wear orders under a service known As the special order spectacle program. A if people have orders already in the system Well process those. It May not be As fast As we would like but we will take care of them a Hames said. He estimated that the outstanding orders will be processed with the next six weeks. There Are about 2,ou0 outstanding orders Swisher said. Along with filling orders for additional eyeglasses and Gas mask inserts a number of soldiers from the optical division a Are going to be More directly involved in desert  this assignment will further slow the process Hames said. Citing Security reasons Swisher could not elaborate on what the optical division will be doing to support desert shield. A once we be met this sudden requirement we fully expect to put the special order program Back in place a Hames said. In the meantime civilians family members and service members not deploying can order fashionable Eye Wear from army and air Force Exchange service optical concessions As Well As shops on the local Economy. Vii Siw iuvq1 anti Gulf activists to Lay Sieg Barracks commuters do to Nis in p Quot tear of reps of i Quot that Mill Tai it actl0n in from the Federal Republic of ? what he called the danger that president re flow re no. Would have been ble for 11 Bah act without congressional a Elizabeth Lempp an american Mem Hussein towage War a one flip Chat a m Proval Wald also plans to discuss . Ber of Ohne Rii stung Leben or live the peace Prouo government attempts to downplay promo without armaments said members will National demonstration of Sta a a Sals for a negotiated peace settlement and pamphlets at the pm St a front urday at Stuttgart a Downto about the Case that can be made for iraqi Gate Between 6 . And 7 . Each Day Platz to pm ?0� Schloss grievances in the area. Dean come v 8 eur exports Waldo visiting friends in Stutt Patch Barracks Quad ers 18 located a role in any persian Gulf War 3 Gart criticized Saddam Hussein a actions a a George Wald a retired has d it a m Kuwait but added. Quot this is no crazy the group said germans and americans varsity biology professor l he m who a got a sudden idea its got a n a. Roll Iby professor who won the Century of history behind  request to fill draft boards Sparks fear of War by mayor sex the disclaimer did no to _. T Newark . Apr a new Jersey mayor expressed alarm tuesday Over an official request for help in recruiting volunteers to serve on draft boards calling it a sign that the United states is headed for War. The selective service system said however that its letter seeking recruits was routine and designed to fill 25 open slots on the states draft boards. It said the request had nothing to do with the military buildup in the persian Gulf in response to iraqis aug. 2 invasion of Kuwait. Mar Saddam a setup to we Ort War against 3 May of Pitary service and asked for names of is Nama quote a Essaiy a Ca dra boards a should it become Nec re so aft was abolished in 1973, and selective Servic was rpm Nase suspended in Early 1975. Registration within Irwin m 1 l re it luring All Young Trien to Registe within 30 Days of their 18th birthday. Crestiun111�11,1 of the draft would require con Gressional legislation and the presidents approx