European Stars and Stripes (Newspaper) - June 04, 1991, Darmstadt, Hesse                                Tuesday june 4, 1991 the stars and stripes a t Page 17money matter today s tip May 31 june 3 .1.7115 a 1 6985 .1.7330. 1 7516 .5.8465 1 5.9440 i 9424 a a 1.9663 35.5025 36.1000 1.281.05 a .1.300,00 1.4775 a 1.4920 188 75 191.18 .4.066.80 4,106.70 3.7501 3.7501 106.74 a a 106.02 150 26. A 152.10 1 1436 ,u445 .12.13 12.28 .67175 6.8020 6.620 6,712 with civilian companies laying off workers freezing salaries and taking other Cost cutting measures Many americans Are running scared and have concluded that they had better save More Money in Case the worst happens Many Are deciding to forgo a summer vacation a. Here s a word of advice from Diane v. Schaak president of the Denver based Institute of certified financial planners Don t. A we All need a breather a Schaak said. A i insist on two weeks. A  to unwind and get business out of the system and the Sec on cd just to relax.�?�. Conversion rates London up mondays rates for the . Dollar to other currencies figures Are expressed m dollars to the British Pound other local currencies in dollars Gold was quoted at $363.50 an ounce Silver at $4,155. A British Pound. German Mark. French Ranc. Dutch Guilder belgian franc. Italian lira Swiss Ranc a greek drachma. A turkish hta a saudi arabian Nyal. A Spanish peseta portuguese escudo. Canadian  Aust Nan Schilling. A norwegian Krone. A danish Krone. These Are unofficial  reported by wire service and banking sources and they Are listed to give some idea of daily currency fluctuations. The Only official rate concerns the Sale of German Marks to . Personnel Tor personal use and this will be 1.71 tuesday based on monday s noontime Price fixing. Cha toughens mortgage rules Washington a the government will require persons to pay substantially higher closing. Costs for mortgages backed by the Federal housing administration beginning next month. Persons receiving the Cha Loans also will have to make annual payments Tor mortgage insurance for the first time. A. The Cha said the requirements which take effect july 1, were needed to Shore up a mortgage program. A a -. A a Quot Warren Lasko a. Executive. Vicc president of the mortgage Bankers association said the association would lobby Congress to get the regulations overturned. Claims office moves the Agency that helps process non appropriated fund employ yes health insurance claims in Europe has changed its location to a new of face in Schwetz Gen Germany the new address is Community and family support Agency Naf employee benefits Branch Europe attn Marcia Coldwells or Trish Frye Apo 09102. The Telephone number for the Agency is 379-6240. Or 379-6076. The civilian phone number is 06202-18754. _ by Robert d. Hershey or. The new York times Washington a recent graduates and other Job seekers May soon find that jobs Are not so scarce. A. A Survey of business hiring plans by manpower inc., the nation s largest Tern Horary employment Agency forecasts a notable upturn in the. Third Quarter which begins july 1. A this is the first sign of a positive trend we be seen since the third Quarter of 1989, when hiring projections began to slide a said Mitchell s. From Stem president of manpower based in milwaukee., the quarterly Survey found that 22, percent of 15,000 businesses intended to expand their work forces during the summer while., 10 percent planned to Cut employment during the Quarter producing what manpower called a net hiring strength Factor of plus 12. This is considerably ahead of the first two quarters of 1990, when the strength factors were the lowest since 1982. V a a a a when adjusted for seasonal variation the latest figure of plus seven compares wit plus one in the second Quarter. It represented what manpower called the first trend  nine straight quarters in which the strength Factor Eitner declined or remained unchanged. The Survey is regarded As a leading or predictive indicator since it deals with intent ton s. A n of h c r i Abo r m a r be t ind ica.-. Ton published each thursday. By the labor department is the number of peo pie who have tiled initial claims for univ employment insurance. This series seems to have peaked in March when claims soared above 500.000, Well above the 450,000 level of recent weeks. A the government s monthly report on employment for May is to be published Friday. Analysts expect an uptick in the unemployment rate which eased up two tenths of a percentage Point m april to 6.6 percent. A. The manpower Survey based on Telephone interviews with Public and private employers in 476 cities has been conducted quarterly since 1976. A the latest data showed improvement in All four geographic regions including the sharply depressed Northeast where responses remained at 1982recession  adjusted the Northeast moved from a strength Factor of minus seven to Zero toy the third Quarter the Mit West. Froni four to 1. The South trom three to eight and the West Iron three in a seven. A. A by  business,.-All--sectors except transportation Public  and Public administration show Strong recovery from the second Quarter lows. Manpower said i. A. A rom Stern remained cautious Hovver or about the projected upturn in hiring. A it is difficult at this Early stage to predict a sustained recovery.1 he said. A but the first step toward that result is clearly in  a Model demonstrates Sanyou a voice activated ear stereo at the consumer electronics show in Chicago. From House to car new gadgets offer Consumers that special extra Chicago apr a compact disc that navigates a Driver through unfamiliar a tics and a car radio that changes stations on voice command Are among the High tech gadgets Manuia usurers Are hoping Consumers can to live without Foi those who done to want to lease their Home unguarded there is scout about a robot that prowl.-, the House in search of burglars. A a a a a a. Those items and much More Are on display at the 1991 International summer consumer electronics. Show which runs through tuesday at Mccormick place. Car related items seem to be Juir Lic ulary popular this year. There is the travel Pilot navigation system designed to get a Driver with a Lim Ned sense of direction trom  another through the use of a compact disc wheel mounted sensors a Compass and maps. 1 he Driver programs i Ruve Pilot. With his Depa Piure and destination Points and then follows his Progress on a map displayed on a 4 i Inch dashboard mounted screen. Manufactured by Bla punkt Bosch telecoms of Broadview 111., travel Pilot a suggested retail Price is 53,495. It is already available in the West with compact discs containing maps of such cities As los Angeles san Francisco and Las vegas. It is to be introduced in the Midwest in the months ahead. A a Quot a Sanyo Fisher corp. Of los Angeles says it will soon be offering . Consumers a voice activated ear stereo Ion $1,499. The stereo with radio and tape deck is already available in Japan. A it allows a Driver to remove a tape cu-1 Sette by simply saying a reject Quot and to Lune to a particular radio station by Reed Wiig its Call letters. Samsung electronics. Anici Ica inc. Based in Saddle. Brook  is offering the scout about a 15.5-Pound Home robot. Tjit Groks like thu top half of a i Ramburg or Bun. It  m stores next year at a retail Pri emf about 51,000, said Sam Sung marketing manager Jon a Ezi it a. The scout about. Moves a mum i the House looking for unwanted intruders. When it sees one. It contacts authorities by phone. It has one shortcoming however. It does no to climb stairs