European Stars and Stripes (Newspaper) - December 7, 1993, Darmstadt, Hesse                                Tuesday december 7, 1993 the stars and stripes Page Iii merchants Community ban certificates of Deposit rates minimum balance to open account $1,000 -$9,000 $10,000 $24,999 $25,000 $49,999 $50,000 $99,999 $100,000 and up annual percentage yield Pyi i 3 month 6 month 12 months 3.37% 3.75% 3.56% 3.44% 3.81% 3.71% 3.50% 3.87% 3.96% 3.50% 4.00% 3.96% ask your customer service representative today for rate information. Deutsche Mark certificates of Deposit Are available in Germany and Sterling certificates of Deposit Are available in the United kingdom. See your local customer service representative today for More details a the annual percentage yield apy is expressed As an annualized rate for All account apy assumes principal plus interest will Roll Over for 12 consecutive month a penalty will be imposed for Early withdrawal. I rates subject to change without notice. I rate information available on request you can always count on savings Bonds a they re steady performers. Whether you re saving for College or a vacation nest egg savings Bonds Are an investment Worth seeking. With the decline of interest rates the return on savings Bonds Are More competitive than Ever. Rates also improve the longer you hold a Bond. Series be Bonds earn interest immediately and the rate gradually rises for the first five years its held. Bonds held longer earn interest at a Market based rate or 6 percent whichever is greater. The higher rate you see on longer held Bonds is retroactive to the Purchase Date once the Bond reaches five years. Series be Bonds continue to earn interest until they Are 30 years old. If you have a Bond and want to Cash it you must Wail at least six months after the Purchase. The annual limit on purchasing be Bonds is $15,000 Issue Price $30,000 face value per person. Remember a Bond Only costs you half its face value. So when you Purchase a $100 Bond you Only pay $50.\ the rest is the interest you earn a on maturity. Interest rates arc adjusted Semi annually in april and october for More rate information Contact your local Community Bank customer service representative. Your Branch can Supply you with the us Treasury pamphlet a a buyer a guide to a vict we Iii.  k i a gift 1  f if a. A . Savings  you can also Contact the us Treasury by writing to . Savings Bonds division department of Treasury Washington . 20226 Why not invest in savings Bonds a especially now that interest earned on Bonds purchased after 1p89 can be excluded from Federal income tax reporting if you pay tuition and fees at colleges universities or technical schools during the same year the Bonds Are cashed Purchase your series be Bonds at any Community Bank. But what if i pcs you May qualify for our loan continuation program lip. It can let you finance your dreams while you continue your payments stateside. Active duty personnel and career status civilians and contractors can receive a loan which extends beyond their Deros Date. Loans cannot extend beyond separation contract separation or retirement dates. If you already have a loan with merchants and your pcs Date has changed Stop by your Branch and request lip. If approved you can continue your payments with an allotment to a savings account or directly to your loan account. Some restrictions do apply so see your want a new car dream of replacing that Community Bank loan representative �?~70s furniture with some hip new couches today for More details. Done to let the threat done to let pcs worries keep you from of pcs keep you from making your realizing your dreams. At merchants Bank dreams come True Community Bank news you can use 3 whether you re travelling alone or with a when you Purchase pcs for two Only companion american express traveler a one person needs to be present though checks take the worry out of carrying either can Cash the checks Cash. You can Purchase traditional traditional traveler a checks Are checks at available in us dollars Deutsche Marks French francs Swiss francs and British pounds. With traditional checks you re in charge of your funds while ensuring their safety. Traveler a checks pcs for two were any Community Bank but pcs for two Are available Only in made for two travellers. Offered Only in us Germany Holland and Greece dollars pcs for two let you and a at a Price of Only 1 percent face value companion sign the same set of checks. Traveler a checks make Nice travelling with two signature lines either you or companions. Take them along with you on your companion can use the checks. Your next vacation. Were you in the Bank line last payday waiting to pay a Deutsche Mark Bill make your life easier. Let merchants pay your Bills for you. You can Start a a standing payment order or a or author sized Transfer. Standing payment orders will pay your a a standards Bills such As rent which remain the same amount every month. For those Bills that vary in amount such As Telephone or utilities you can initiate a reauthorized Transfer from your account to the Utility company. Standing payment orders which Are transferred from your account on the first working Day of the month Cost $1.00 per Transfer. Reauthorized transfers which can be done any Day Are free of charge. If you done to like the idea of transferring funds from your account another option is do checks for your checking account. Your Community banker will gladly give you your free checks. Your account w u be debited in us dollars at the Exchange rate in effect the Day your Check is presented to us for payment. Done to spend your payday in line. See your Community banker today for More details on standing payment orders reauthorized transfers or do checks. Let us take the hassle out of paying Bills. When its time to leave you be got enough on your mind. Done to worry about your Money. You can leave your merchants account open for up to 90 Days after your pcs or ets departure with our account life Extension ale program. With ale you can set up an account at a Bank in your new Hometown and change your direct Deposit without worrying about what will become of your paycheck. During those 90 Days you la be in touch with your funds through any Cirrus or Afan atm and you can also write checks to Access your Money. How do you set this up its simple As soon As you get your orders bring us a copy of them and provide us with a forwarding address so we can continue to Send your statements and other account information to you. You la Complete a closure request form and specify when you want the account closed and How and where we should Send the funds. If you change your mind you can Send us a new account closure request that Well provide you when you Stop by. Any funds in the account will then be immediately forwarded to you. Make your move smooth and trouble free. See a customer service representative for More details. Editors Community Bank news your comment and Sandy Stahl you can use is published requests Tor Morain Tor amp Jennifer Hansen by merchants Community Matlon Are Welcome. Send Bank As a client information the to contributors service to its customers. A. Judy Brown merchants Community bid Gaffney Bank Chris Hughes volume 2, number 2 attn Sandy Stahl Chris Seibert unit 25721 Lee Walker copyright 1993 merchants Community Bank Apoate 09242