European Stars and Stripes (Newspaper) - March 3, 1991, Darmstadt, Hesse                                Page 16 the stars and stripes sunday March 3, 1991reservistsfrom Page 1 pm have to get  a Warren married with four children in t alone. Others among the More than 220,000 Reserve personnel activated by the armed forces Over the past six months especially doctors other self employed professionals and Small business owners have begun to think seriously about whether they can afford to continue As part time Servic members. Toss of income the Strain of being away from families and the Quot difficulty of communicating with business partners left behind arc among their deepest concerns. The end of the War was a Welcome Relief for everyone but for some reservists even the cease fire Hasni to wiped away All uneasy feelings. _ Quot All the fears Are not eliminated Quot said Reserve col James of Schulgen a dentist. Schulgen a special staff officer with the 94th general Hospital of Garland Texas has been stationed in Frankfurt since mid january. Some other reservists have been deployed overseas for As Many As six months. A a a Quot a. Schulgen thinks some reservists will Call it quits once they get  those looking at resigning will possibly do it anyway. So Many factors enter into it. Their spouse May say a hey get  families will play a big role in that a he said. A the chances of being reactivated again May be slim but families Don t necessarily look at it that Way. Peace does no to make a whole lot of difference on t  Steven Jones a chief Petty officer serving with the naval Reserve at Nas Simonella Sicily and part owner of a Small trucking company that operates in seven southwestern states is one reservist who plans to retire earlier than he once planned. A a in a going to hang up my spurs rather than risk put reservists a a a a a a a a a a. A. A. I. A a is amps Jim Derheim  Kenneth Martin a Reserve physician from King City ore., examines sgt. Joy Kerrigan in Frankfurt. In War and peace first in a series Ting my family and partners through this stress again a he said a few Days before the wars end. Jones amp 41-year-old resident of Sand Springs okla., said his four partners have been understanding since his Call to Active duty sept. 7, but there were a few problems. One hitch saw the company go without a Salesman in Tulsa okla., Jones old sales territory for six weeks before a replacement could be found. A i done to know How you measure the income lost during that time a he said. Or. Col play Henry examines another reservist or. Col Charles Freeman while or. Col James Shuten looks on. Henry encouraged Schulgen to go into the Field of dentistry 30 years ago and now both of the a reservists have been called up and working in Frankfurt. Dallas area work related concerns Are one reason for Jones dec Sion and the pull of his family is another one. A a in a missing my son senior year in High school and his graduation and i have three More children coming up right behind him a said the part time Sailor. Or. It. Col Robert Jones a medical reservist from near Provo Utah is another typical Case. The 43-year-old physician has been stationed at the army a Hospital in Frankfurt for two months and he a edgy about whether competing doctors Back Home he refers to them As Quot Scab physicians Quot Are wooing away his patients. \ a if i lose a few patients of a he said. A but i done to want to lose too  /. Jones who is married and has six children said his income on Active duty is 60 percent lower than his civilian earnings a and it  he added that he a a firm believer in the concept of citizen soldiers answering the Call to serve in the re serves but a if in a gone six months it will take two and one half to three years to rebuild my  reservists who work for private employers stateside generally Are guaranteed their old jobs Back when milk tary service is Over. Some companies have even agreed tomake up any difference Between military Bay and civilian pay for employees who suffer a financial loss while on Active duty. Vav Quot \ a bit professionals and other reservists who Are their own Bosses in the civilian world Are in a different boat. Each person in that category has to Cope with financial hardships resulting from military duty As Best they can. Some doctors who have gone to War have asked associates Back Home to see a few of their patients on Days off. In Many cases the fill in docs have been donating All or most of the fees to their absent colleagues. A four people Are working their Days off to see my patients and they pay me an hourly rate a said or. Maj Kenneth Martin a Reserve physician from King City. Ore., who has been in Frankfurt with the 45th station Hospital reserves of Vancouver wash., since Christmas. A i feel a Little guilty about having other individuals pick up the Slack. Plus they re getting burned slut a the 45-year-old Martin said late last month. Martin a specialist in internal Medicine has been forced to dip into sayings to help pay Bills at his stateside office the last two months. He said he has mixed feelings about continuing with military duty after the War. A a a a t i think its important what in a doing Here but you can Only go bankrupt so Many times a he said. A plus this is the longest in be been away from my wife in 20 years and that a big Factor. She a already told me to be sure and resign when i get Back.�?�. A Jones the Utah physician thinks there a a simple answer to the question of who la stay in. The reserves and who ii get out. Reservists with More than 15.years of service will stay in to earn additional retirement benefits but those with fewer than 10 years of service a would have to be crazy to a stay in Quot he said. A a. \. Jones with 10 years of Active duty in the Navy and 10 years in the naval and army reserves was undecided # about his future at last report Schulgen a native of Mesquite Texas said thursday s _ see reservists on Page 17