European Stars And Stripes (Newspaper) - October 16, 1986, Darmstadt, Hesse                                Thursday october 16, 1988 the stars and stripes Page 9 car insurance rebates claim free records could mean refund for Many Drivers  stiff Miter eleven Auto insurance companies thai provide coverage to . Servic Mem Bers and government civilians in Ger Many have announced rebates of up to 25 percent on premiums paid last year for Basic liability insurance. Under German Law companies thai earn More than 3 percent prof on liability coverage must refund the excess to customers. Some rebates Are automatically mailed to policyholders or credited to their policies. Other firms require that policyholders ask for payment. Companies offering rebates for 19b5 include Fortune Albingia Colonia Deutscher Lloyd Zurich Deutscher he rold. Frankfurter Altiana Saar Union Schweitzer National Agrippina and hid . The United states automobile Asso Chat Init which insures about 20 percent of military driven in Europe has mailed its members dividends of 5 and 10 per cent. The refund offsets payments due under the excess profits Law usaa officials said. In most cases policyholders must have had continuous coverage through the 1985 Calendar year to qualify for a rebate those with continuous coverage who changed companies during the Yea May still be eligible for a rebate but Only from the firm with which they were insured on the last Day of the year. Poli Cholden who had Breaks in coverage while Selling or junking their autos do nol necessarily lose the rebate providing the lapse was Ess than six months. Fortune which insures 17.5 percent of the military Market is paying rebate based on claim free Yean of coverage policyholders with five Yean without a claim for example Are eligible for a 2percent rebate. Policyholders Wilh 20 or More years without a claim gel a 15 per cent rebate. Policyholders should Contact their Agency for payment or credit. Deutscher Lloyd insures 10,7 percent of american registered pos. The firm s rebate program is identical to the for tune plan. Zurich insures 7,5 percent of military rebates at a glance claim foe years acrlpplniito5 6 to 89 10tol4 1 5 and Over alblngu4 5to6j t to 90to 14 is to 19 20 and Over Catani Aho 5 6 to 12i3lo 19 20 and Over Deutsc Beherald 1 to 5 6 to 10 1 1 to 1 5 16101920 and Over Deutscher Lloyd 4 10 5 61o 7 8 to 9 10 to is161017 is to 19 20 and aver liability Premium rebate up to 5%5% a 10%15% 3% 3.5% Alt 5% 7.5% 10% 20% up to 5%5% 7.5%15% 3 to 5%10% 15%20% 25% 2%2.5% 3%5% 6%7% 15% claim free years 4 to 56 to 7 sto9i0lol5 1610 17is to 19 20 and Over liability Premium rebate Fortune 2% 2.5%3% 5%6% 7%15% Frankfurter allianz1 10 6 5 to 7.5% 7 1089lo 14 15 to 19 20 and Over 10% 12.315% 20% or More hid  1 to s up to 5%6 to 7 3% Bio 1011 to 13 1410 617lol9 20 and Over 7.5%10% 15% 20%25% or More Saar union5 67 b9lo 10 11 101213 and Over 3%4% 5%6% 8%10% 15% Schweiizer National 10 and Over Calendar 1985 7% Zurich year 8% Drivers. The firm is offering an 8 percent rebate to policyholder with a claim free record for 1985. Most policyholders should have already received payment. Those who have not should Contact their Agency. Albingia which insures 6.2 percent of . Forces aulos plans rebates for customers with four or More years of Safe driving. Four years without a claim earns a 3 percent rebate 10 years gets 7.5 per cent. Those Wilh 20 or More Yean get 20 percent refunds. Colonia insures 2.7 percent rebates vary with driving record. One to five years of claim free driving earns up to 5 percent in rebates. Twenty or More Yea Nearns 15 percent. Saar Union insures 2.4 percent. Re Bales arc based on driving record. Policyholders with a five year record of claim free driving get 3 percent those with 13 years or More get 15 percent customers due Money will be notified by he , with 0.9 percent of the mar Ket offers rebates that vary with driving record. Policyholders with one to six years of claim free driving will receive a 5-7.5 percent refund. Those with at least 20 years will receive 20  a  has 0.6 percent of the Market. Its rebates depend on driving record. Claim free driving for Between one and five years earns up la 5 percent i refunds. Drivers Wilh 20 Yean of Accident free driving gel 25 percent Ortore. Agrippina with 0.7 percent offers re Bates identical to those offered by hid . Schweizer Union 0.6 percent offers a7 percent rebate to policyholder who have filed no claims for at least to  Herold 0.6 percent has re Bales that vary with driving record. Oneto five years of claim free driving is Worth 3 to 5 percent in refunds. Drivers without a claim for ii Yean get a 15 percent  insurance underwriters which insures nearly a fifth of americans serving in Europe is not pay ii rebate for the 1985 insurance year according to company spokesman Bob Dorman. We re not offering one for 1985. We Haven t for the last several years he said noting that Accident claims by americans wiped oui excess profits the firm earned on liability coverage in1985. Prospects for 1986 rebates from Agudo not look Good Dorman said the firm has been hit with several Large claims this year including one totalling 1.8 million Marks about 5900,000 and another of about $400,000."it lakes a lot of premiums to make up 1.8 million Marks Dorman said. Terrorists bomb kills policeman in Barcelona Barcelona Spain a a car bomb exploded in front of a police Barracks in downtown Barcelona tuesday night killing one policeman and a Jung 17people, is of them civilians the governor s office re  chief Augustin Linares blamed the Basque separatist group Eta for the bombing. Eta which stands for Basque Homeland and Liberty in the Bai que language has claimed responsibility for bombing Sand gunfire attacks that have kilted 37 people this year including 12 policemen who died in � july 14car-bomb blast in Madrid. The governor s office said that a car packed with explosives and parked about 12 to 15 feet from the Entrance to the Belchine police Barracks on Plaza Despana blew up at 10 15 . The policeman killed was on duty at the Entrance of the Barracks. He was identified As Angel Gonzalez. It was the second explosion tuesday in Barcelona Spain s second largest City and main Mediterranean port. Earlier in the Day a Small bomb exploded in the doorway of a downtown Branch of the Banco  windows and slightly Dama Grag the Bank s facade but inflicting no casualties. The catalonian separatist group Terra Lilure of Laid in the catalan language claimed responsibility for that attack. Police have suspected there u a Connic Faan Terra Lilure jugs Wutti Judesa Didi  for Ibe Catalonia the Northeast that includes Barcelona. Doha bup it a car to toyed by a spate